Don't worry, itt will be deducted from Tangerine Monday as it took 2 business days for me to pull the money out too. But isn't that wonderful ? you got 3 days of double interest paying from both banks.Jucius Maximus wrote: ↑ Has anyone else seen a slowdown in EQ pulling money out of Tangerine?
I initiated a transfer on Thursday morning, pulling from Tangerine Chequing into EQ. Money still hasn't come out yet.
I saved the confirmation info from the transfer when I initiated it on the EQ website, so I know the request was initiated.
Tangerine Interest Rate Lottery thread
- Last Updated:
- Mar 17th, 2024 11:28 am
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- SCORE+58
- mkl38s
- Deal Fanatic
- Jan 21, 2014
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- DividendLuvr
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- Sep 30, 2016
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- mbmbkop
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- Dec 27, 2013
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Sorry if this has already been discussed somewhere.... does Tangerine ever offer more than 0.8% after their initial 2.4% in TFSA savings accounts? If not, then then those TFSA accounts become pretty useless after 6 months. If yes, what's the best way to get those offers (CSR, pulling money out, etc.)?
- Conundrum1911
- Sr. Member
- Dec 21, 2007
- 825 posts
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- Scarborough
The savings promos are for all savings accounts, including TFSA. The downside of how they do it however is that if you transfer from savings to TFSA, they don't count it as 'new' savings, given the combined balance remains the same.mbmbkop wrote: ↑ Sorry if this has already been discussed somewhere.... does Tangerine ever offer more than 0.8% after their initial 2.4% in TFSA savings accounts? If not, then then those TFSA accounts become pretty useless after 6 months. If yes, what's the best way to get those offers (CSR, pulling money out, etc.)?
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- agit [OP]
- Sr. Member
- Jan 23, 2009
- 945 posts
- 1922 upvotes
- Ontario
bylo I agree with you just want to add even oaken is under investigation knowing that most of their loan is secure by first level CHMC and then second level CDIC it like having double condom loll isn't it ? but how about smaller CDIC Bank ie AlternaBank ?
- bylo
- Deal Expert
- Jan 7, 2002
- 29589 posts
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- Waterloo, ON
If the amount on deposit is within CDIC limits then I can't think of any scenario or reason by which CDIC wouldn't pay out 100%. Even if CDIC didn't have sufficient funds in their own insurance pool they'd have access to money from Ottawa.
Realize too that banks operate under supervision of OSFI who supervise/audit federally regulated financial institutions on a regular basis to ensure that they are financially sound.
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- ace604
- Deal Guru
- Aug 8, 2012
- 10198 posts
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Are you in Quebec? Why not move to EQ for 2%?DividendLuvr wrote: ↑ Accepted.
Or just move to chequing and wait 2 days to see if you win the rate promo lottery?
POLL: How frequent is your RRSP-matching?
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Plastiq: Pay any bill with credit card for 0-2.5% fee (help meet min spending and keep old cards active!)
Rewards program transfer times (e.g. SPG->Aeroplan, Marriott->SPG, Amex MR->SPG...)
- iamthebest
- Deal Addict
- May 15, 2013
- 2041 posts
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- Alberta
It doesn't get my attention because they discriminate Quebec.DrAcX wrote: ↑ Not sure why Hubert doesn't get much mention, but their 1-yr quarterly term is pretty good, averaging 2.05%, you are guaranteed this rate for the year but can pull out early and still get good rates. Heck, even if you just stayed for 90 days @ 1.9%, that's beating everyone but EQ and Alterna, and definitely wins over TANG.
- karnige
- Deal Addict
- Nov 18, 2015
- 2676 posts
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April 2nd it'd back to regular interest. let's hope pcfinaancial or tangerine have good deals coming.
- Gweedz
- Deal Addict
- Nov 12, 2008
- 1983 posts
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- Aurora
Keep in mind if Tangerine gave you a 2% promo, it's really 1.2% promo, on top of the 0.8% regular rate.
So if the regular rate were to drop to .5%, you would actually be getting 1.7%. It's not a locked in 2%.
So if the regular rate were to drop to .5%, you would actually be getting 1.7%. It's not a locked in 2%.
- dealhawk1
- Member
- Feb 12, 2016
- 439 posts
- 348 upvotes
Does anyone have tfsa with tangerine in a savings account? If so, whats the best rate they are offering?
- cn_habs
- Deal Fanatic
- Jun 3, 2009
- 5735 posts
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- Montreal
So if there's a new targeted offer, when will it probably come out?
- Conundrum1911
- Sr. Member
- Dec 21, 2007
- 825 posts
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- Scarborough
Bit of a Tangent, but if TING doesn't have a decent offer later this week, is there any impact to credit rating for spinning up a savings account with EQ? Not sure if they do a hard check or anything...
I am the Stig's brother's cousin's friend's former roommate.
- happy camper
- Sr. Member
- Oct 8, 2006
- 679 posts
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- Okanagan Valley
- iamthebest
- Deal Addict
- May 15, 2013
- 2041 posts
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- Alberta
Saving is one thing and a credit is a very different thing.Conundrum1911 wrote: ↑ Bit of a Tangent, but if TING doesn't have a decent offer later this week, is there any impact to credit rating for spinning up a savings account with EQ? Not sure if they do a hard check or anything...
- L4cky
- Deal Fanatic
- Nov 18, 2008
- 9290 posts
- 2352 upvotes
- Mont-Royal
I heard the new CEO of Tangerine is going to change the color to Cyan.
wtf??
Let's hope for better %. I ain't calling no more.
wtf??
Let's hope for better %. I ain't calling no more.
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- walukupix
- Member
- Mar 6, 2017
- 297 posts
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Was anyone able to confirm if moving money to the chequing account does indeed work for the promo's snapshot?
- ace604
- Deal Guru
- Aug 8, 2012
- 10198 posts
- 4027 upvotes
- BC
Are you asking for someone to confirm something that hasn't happened yet?
In the past it has worked.
POLL: How frequent is your RRSP-matching?
Plastiq: Pay any bill with credit card for 0-2.5% fee (help meet min spending and keep old cards active!)
Rewards program transfer times (e.g. SPG->Aeroplan, Marriott->SPG, Amex MR->SPG...)
Plastiq: Pay any bill with credit card for 0-2.5% fee (help meet min spending and keep old cards active!)
Rewards program transfer times (e.g. SPG->Aeroplan, Marriott->SPG, Amex MR->SPG...)
- RunOrDie
- Deal Addict
- Aug 11, 2009
- 3538 posts
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Here's to hoping new promos start tomorrow!
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- peli33
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