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[TD Bank] Cashback Infinite - 10%/$2k in 90 days + FYF

  • Last Updated:
  • Nov 16th, 2019 4:29 pm
Deal Addict
Dec 25, 2006
2890 posts
406 upvotes
Downgraded to rewards visa and just got and activated my card. How long should I wait before I try to call in and upgrade again?
Deal Addict
Dec 25, 2006
2890 posts
406 upvotes
ExcelPremium wrote:
Oct 7th, 2019 9:24 pm
Downgraded to rewards visa and just got and activated my card. How long should I wait before I try to call in and upgrade again?
Anyone?
Jr. Member
Apr 19, 2009
117 posts
22 upvotes
GBUalways wrote:
Oct 1st, 2019 6:32 pm
Any recent DP that the 10% cashback is posted right away when the transactions are posted? I only got 1% and was told to wait for 8 weeks.
I have the same issue and I was told 2 different reps, 2 different things:
- one rep told me to wait until my next cycle ends, on the 23rd (spent the $2k on Oct 5)
- second rep told me that the 10% bonus CB would only be posted after the 90 day promotion period is over

Seems from some users here that it should be posted instantly. Can anyone confirm otherwise?
Deal Fanatic
User avatar
Apr 1, 2001
5088 posts
381 upvotes
snoshy wrote:
Oct 9th, 2019 9:28 am
I have the same issue and I was told 2 different reps, 2 different things:
- one rep told me to wait until my next cycle ends, on the 23rd (spent the $2k on Oct 5)
- second rep told me that the 10% bonus CB would only be posted after the 90 day promotion period is over

Seems from some users here that it should be posted instantly. Can anyone confirm otherwise?
Previous pattern is that the 10% posts within a few days of the transaction being incurred (2-5 days).
Newbie
Aug 17, 2008
22 posts
12 upvotes
Wasaga Beach, ON
So I've got my free $200 (x 2, got a card for my wife too) and now I don't need this card anymore. Is the best advice to cancel the card and try to take advantage again next time this offer comes available? Or downgrade to a no AF card and lower my credit limit to $1k, then attempt to get future WB's by upgrading the card >6 months from now?

Please advise!
Sr. Member
Sep 15, 2007
556 posts
42 upvotes
Applied for this and got denied, but they approved me for the TD Aeroplan Visa Inifnite card before, so it must not be due to my credit score? Oh well.
Deal Addict
Dec 25, 2006
2890 posts
406 upvotes
Just did my 2nd PS from Rewards to Cashback Infinite, the rep didn't ask about my previous switch 1 month ago to CBI. Confirmed with him twice that I will be getting the 10% CB and he says yep.
Deal Addict
Jul 22, 2007
4894 posts
3310 upvotes
Calgary
ExcelPremium wrote:
Oct 9th, 2019 12:15 pm
Just did my 2nd PS from Rewards to Cashback Infinite, the rep didn't ask about my previous switch 1 month ago to CBI. Confirmed with him twice that I will be getting the 10% CB and he says yep.
Free first year again?
Deal Addict
Jul 11, 2008
1416 posts
833 upvotes
yashgandhi wrote:
Oct 8th, 2019 5:36 pm
6 months. PS game is pretty much over with TD.
ExcelPremium wrote:
Oct 9th, 2019 12:15 pm
Just did my 2nd PS from Rewards to Cashback Infinite, the rep didn't ask about my previous switch 1 month ago to CBI. Confirmed with him twice that I will be getting the 10% CB and he says yep.
ExcelPremium wrote:
Oct 9th, 2019 12:24 pm
That's what he said.
Lots of conflicting reports recently around switching back and forth to cbi card to get 10% bonus and annual fee waived.

Is it just a case of YMMV depending on the rep you get?
Jr. Member
User avatar
Dec 2, 2017
156 posts
91 upvotes
ExcelPremium wrote:
Oct 9th, 2019 12:15 pm
Just did my 2nd PS from Rewards to Cashback Infinite, the rep didn't ask about my previous switch 1 month ago to CBI. Confirmed with him twice that I will be getting the 10% CB and he says yep.
Did the same thing but switched from Aeroplan VI(after having it for 6 months) to CBI. The rep told me right away that i'm gonna receive the WB. almost a month passed. No bonus so far. Statement should be generated by the end of the month I guess, will see if I get that WB after all. If not, gonna call to review this with CSR.
Member
Oct 24, 2009
429 posts
364 upvotes
Vancouver
Sorry if I missed the post that answers my question already. I have TD Aeroplan Infinite and tried to do product switch. The rep told me that there is 6 month period where you cannot switch the product after getting the card. I got my Aeroplan back in Jun, so the rep said to call back after November. Can anyone confirm that this is normal?
Member
User avatar
Mar 7, 2011
230 posts
307 upvotes
adilh53 wrote:
Oct 9th, 2019 1:32 pm
Lots of conflicting reports recently around switching back and forth to cbi card to get 10% bonus and annual fee waived.

Is it just a case of YMMV depending on the rep you get?
Doesn't matter what rep says. If you had Visa Infinite card within last 6 months they will not honor welcome bonus.

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