Credit Cards

TD Cash Visa [TD Bank N.A.]

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Dec 27, 2013
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By the way, are Canadian grocery stores/restaurants recognized by this card as such (resulting in 2%/3% cashback, respectively)?
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Jan 4, 2011
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mbmbkop wrote: By the way, are Canadian grocery stores/restaurants recognized by this card as such (resulting in 2%/3% cashback, respectively)?
Yes
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May 8, 2009
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mbmbkop wrote: Going through the thread now for useful info... So, just to double check. You faxed your application, got the card, spent $500, did NOT send/fax them any additional info, and got your $200 bonus about 4 months after reaching that min spend?

I just got the card (3 weeks after faxing my application ... almost gave up), so am wondering if there is anything I now need to do about that $200 bonus, or if it will get issued automatically.
efrant wrote: It was $150 until July 9th. The $200 promo started July 10th.
@mbmbkop couldn't have applied since yesterday and get the card already, that means $150 CB WB.
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mbmbkop wrote: By the way, are Canadian grocery stores/restaurants recognized by this card as such (resulting in 2%/3% cashback, respectively)?
Hmm. I just checked my rewards balance. Something strange is going on. I'm getting 3% back on gas/groceries/dining, not just dining. Bizarre.
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Dec 27, 2013
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efrant wrote: It was $150 until July 9th. The $200 promo started July 10th.
Oh well.. I'll be ok with $150 as well. This is a good card without any sign-up promo imho.

efrant wrote: Hmm. I just checked my rewards balance. Something strange is going on. I'm getting 3% back on gas/groceries/dining, not just dining. Bizarre.
Interesting. I am going to try to reload my PP MC with it tomorrow (at Safeway). I am hoping for at least 2% CB, but if I get 3% I will not complain :)
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Oct 1, 2011
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mbmbkop wrote: There is a promo now: $200 after $500 min spend (https://www.tdbank.com/personalcreditca ... scard.html ), but does anybody know when it started? I did not bother to check what promo was active when I applied for this card 3 weeks ago.
Hmm they increased the promo back to $200, interesting.

So to answer your other questions...it seems many who signed up during the $150 promo were getting theirs deposited into their accounts automatically after $500 spend. I signed up a bit earlier...no, I didn't fax in proof of promo but they did say they checked when my account was opened and that I had met $500 spend. I called customer service ~1 month after I had passed the $500 mark.
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Jun 1, 2008
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Cambridge, ON/Guelph…
Just applied for the card and faxed in my application. Hoping to have the card before travelling in mid August.

To confirm, does the $200 bonus apply automatically after reaching $500 spend?
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bargain man wrote: Just applied for the card and faxed in my application. Hoping to have the card before travelling in mid August.

To confirm, does the $200 bonus apply automatically after reaching $500 spend?
It'll appear in your "rewards" same or next day that you hit $500 USD spend. You'll then be able to redeem it as a statement credit.
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Jun 1, 2008
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Cambridge, ON/Guelph…
titaniumtux wrote: It'll appear in your "rewards" same or next day that you hit $500 USD spend. You'll then be able to redeem it as a statement credit.
Perfect! just the answer i was looking for
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Jun 1, 2008
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Cambridge, ON/Guelph…
Applied yesterday and already had the credit inquiry as reported by credit karma.

How are you notified on approval?
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Dec 27, 2013
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bargain man wrote: Applied yesterday and already had the credit inquiry as reported by credit karma.

How are you notified on approval?
You aren’t. Either wait for your new card to arrive in a few weeks or call them.
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May 8, 2009
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mbmbkop wrote: You aren’t. Either wait for your new card to arrive in a few weeks or call them.
+1 this.

The most mysterious part of the process Upside-down Face

Data point: TD Cash now working with Google Pay. Was down for the past couple weeks, but issue is resolved. Happy linking!
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Just found out from customer service that it's possible to take more than one TD Cash. Just apply again.
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Mar 12, 2014
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Sorry but not sure I understand it all here.

I have a TD Bank account (+ TD Canada 2 Visa infinite cards and checking account), and when I start the application and enter my TD Bank online banking info, I get a popup telling me :

Based on your info on file, it appears you do not have a U.S. address. You must be a U.S. resident with a U.S. address to apply for a TD Bank credit card.
If you think the address we have for you is incorrect or not current, call us at 1-877-700-2913 or visit a TD Bank and we'll get it fixed.


Is that an obligation to have a US address? or is the fax option gonna work? thanks guys :)
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Jan 4, 2011
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ben85deals wrote: Sorry but not sure I understand it all here.

I have a TD Bank account (+ TD Canada 2 Visa infinite cards and checking account), and when I start the application and enter my TD Bank online banking info, I get a popup telling me :

Based on your info on file, it appears you do not have a U.S. address. You must be a U.S. resident with a U.S. address to apply for a TD Bank credit card.
If you think the address we have for you is incorrect or not current, call us at 1-877-700-2913 or visit a TD Bank and we'll get it fixed.


Is that an obligation to have a US address? or is the fax option gonna work? thanks guys :)
You need to have a U.S. address (and it has to be within TD Bank's footprint) to apply for a TD Bank credit card.
Deal Expert
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May 8, 2009
15560 posts
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Going to the Moon
ben85deals wrote: Sorry but not sure I understand it all here.

I have a TD Bank account (+ TD Canada 2 Visa infinite cards and checking account), and when I start the application and enter my TD Bank online banking info, I get a popup telling me :

Based on your info on file, it appears you do not have a U.S. address. You must be a U.S. resident with a U.S. address to apply for a TD Bank credit card.
If you think the address we have for you is incorrect or not current, call us at 1-877-700-2913 or visit a TD Bank and we'll get it fixed.


Is that an obligation to have a US address? or is the fax option gonna work? thanks guys :)
efrant wrote: You need to have a U.S. address (and it has to be within TD Bank's footprint) to apply for a TD Bank credit card.
+1 this.

Get a mail forwarding address on US East Coast and input that on form, then fax it in.
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titaniumtux wrote: +1 this.

Get a mail forwarding address on US East Coast and input that on form, then fax it in.
Thanks OP, so when I fill in the form that I need to fax, I don't enter anything in the SSN 4 digits field (1st page), and I select "No" when they ask if I am a US resident on page 2 is that correct?
Thanks again for ur help, very helpful post
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May 8, 2009
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ben85deals wrote: Thanks OP, so when I fill in the form that I need to fax, I don't enter anything in the SSN 4 digits field (1st page), and I select "No" when they ask if I am a US resident on page 2 is that correct?
Thanks again for ur help, very helpful post
Correct. SSN blank. US resident, no.
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