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Locked: [TD First Class Visa Infinite] 50,000 TD point - no minimum spending [Except Quebec]

  • Last Updated:
  • Dec 4th, 2017 3:53 pm
[OP]
Newbie
User avatar
Oct 13, 2017
31 posts
30 upvotes
Halifax

[TD First Class Visa Infinite] 50,000 TD point - no minimum spending [Except Quebec]

Please delete if duplicate. This is similar to the offer that was posted here a while back, but you do not have to spend $1,000 to get the additional 30,000 points. Offer terms below:

Apply by December 3, 2017 to get a full Annual Fee rebate for the Primary Cardholder for the first year and up to 50,000 TD Points as follows:
•Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card

Plus
•30,000 TD Points when you keep your Account open, active and in good standing for 90 days after Account approval


Edit: Some people are reporting that when calling TD, the min. $1,000 is still required to earn the additional 30,000 TD points (except Quebec). Their website clearly does not say that, I have also attached a picture from the offer back on October 26, 2017 that clearly shows the limit, unlike what is current on their website.
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Last edited by SavvyShopperCa on Dec 2nd, 2017 2:30 pm, edited 1 time in total.
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26 replies
Newbie
Dec 26, 2014
33 posts
18 upvotes
Cobourg, ON
So, open account, get $125 worth of gift cards after 90 days then close the account..sweet deal :-]
Newbie
Feb 24, 2015
54 posts
4 upvotes
nova scotia
was going to go with offer to spend $1000 , this is better , tks signed up , see if i get pts ,
Sr. Member
Jan 1, 2009
937 posts
242 upvotes
Vancouver
Edit: Just signed up for the other offer 2 weeks ago, approved, but haven't received my card in the mail yet. Will play stupid and sign up for this one too. :)
Banned
Apr 19, 2016
435 posts
226 upvotes
they changed 1000 dollar cost min since they found the number of application is lower than they expect
Deal Addict
Mar 5, 2012
1909 posts
132 upvotes
Guelph
Good find op, I just signed up for two cards like an hour ago and then discovered this thread...I could have avoided having to spend $2000 to get the bonuses...now contemplating taking a credit hit to apply for this one now!
Newbie
Nov 25, 2013
47 posts
24 upvotes
Markham
I am a gold status member on expedia.ca. Does anyone know if expediafortd.com will have its own separate system?
Sr. Member
User avatar
Mar 12, 2006
597 posts
27 upvotes
Smithers
Anyone else can't sign up online?
Deal Addict
User avatar
Aug 25, 2009
1657 posts
780 upvotes
Anyone know off hand how much 50k TD points is worth if you're redeeming for travel?

EDIT: seems like ~$250 from my research...worth a credit pull I guess, especially if you can convert this card to no fee and park it then convert it back to something else in the TD portfolio when they start offering promos as is talked about in the other thread
Deal Addict
Sep 4, 2007
1178 posts
563 upvotes
Edmonton
Ugh. I just switched today for the deal with $1k min spend. Any way to change that?
Deal Addict
Mar 5, 2012
1909 posts
132 upvotes
Guelph
Sorcerer wrote:
Dec 2nd, 2017 6:32 pm
In the example posted on TD's web site (using OP's link), 63,200 points equates to $316 so the conversion is 0.5%. This, for a card that is $120 per year after the first year, seems expensive to me. Not counting the sign-up bonus, you would have to charge $24,000/year to break even with the annual fee. There are no annual fee cards that pay 2% cash back on grocery purchases that make more sense to me.
Your math is very off
[OP]
Newbie
User avatar
Oct 13, 2017
31 posts
30 upvotes
Halifax
That's my plan. I even converted from the Cash Back TD Visa to this one, once my 90 days are up I will convert to another credit card with either rebated first year fee or no fee.
aviator_13 wrote:
Dec 2nd, 2017 5:33 pm
Anyone know off hand how much 50k TD points is worth if you're redeeming for travel?

EDIT: seems like ~$250 from my research...worth a credit pull I guess, especially if you can convert this card to no fee and park it then convert it back to something else in the TD portfolio when they start offering promos as is talked about in the other thread
RFD is the reason why I do not have a savings account
Deal Addict
Jul 20, 2010
2137 posts
465 upvotes
Vancouver
Kaminakun wrote:
Dec 2nd, 2017 4:46 pm
I am a gold status member on expedia.ca. Does anyone know if expediafortd.com will have its own separate system?
Yes they are separate
Deal Addict
Jul 20, 2010
2137 posts
465 upvotes
Vancouver
Sorcerer wrote:
Dec 2nd, 2017 6:32 pm
In the example posted on TD's web site (using OP's link), 63,200 points equates to $316 so the conversion is 0.5%. This, for a card that is $120 per year after the first year, seems expensive to me. Not counting the sign-up bonus, you would have to charge $24,000/year to break even with the annual fee. There are no annual fee cards that pay 2% cash back on grocery purchases that make more sense to me.
This card is 1.5% cashback on regular purchases as you need to take into account that you get 3 points per $1 spent.
You get 4.5% return if you make purcahses on Expedia for TD as you get 9 points per $1 spent
Deal Fanatic
User avatar
Apr 10, 2003
5115 posts
767 upvotes
Toronto
Rifle wrote:
Dec 2nd, 2017 4:54 pm
Anyone else can't sign up online?
I tried to sign up online on Friday and got system error. So I booked an appointment with the branch right away and got approved at the branch. Now I don't even know if he approved me the card with or without minimum spent. Gonna shoot him an email to confirm

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