Yar Gonkz, I had tapped out the max at CIBC and MBNA too, also at $50K total limit each, and had to cancel, lower, reallocated limits on the cards to make room for future applications. On the online applications which ask how much limit you want on the card, I just answer $5K, the minimum for Infinite Visas, and don't bother trying to get too much any more. For the past 4 years I have almost constantly maintained a total credit limit on ALL of my CCs from all FIs at around $200K, give or take $20K.Gonkman wrote: ↑Dec 2nd, 2017 9:44 pmHmm... I wonder if that's why they wouldn't let me get a 2nd card when I applied today over the phone today via Mini-App. She said the system wouldn't let her do another application when I said "May I have another please... lol".
That new 3rd $5K card today would of put me at/over the $50K limit between all my cards.
But now I have 4 TD Cards... no plans on cancelling now I know how easy it is to just do a product change.
See you in the churning pit-stop in a few months.