I saw the brand new Coast Cap SAvings LOL!!!
Sam's Card from NY yeah makes sense
Jan 15th, 2019 12:20 am
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Jan 15th, 2019 10:29 am
Yes, you will pay 2.5% more in the exchange rate like most other cards, and but you will get 4% cashback, which will net you 1.5% on the purchase
Jan 15th, 2019 2:07 pm
Rogers may net a bit more than HomeTrust Preferred on forex, but...if you already have HomeTrust Preferred, keep it. VISA has better international merchant acceptance than MC, and should be your first choice for forex ATM cash withdrawals after you tried the prepaids (Koho and Stack). Even if you seldom use it, the CL keeps your utilization down.OxbridgeIvy wrote: ↑Jan 15th, 2019 10:29 amYes, you will pay 2.5% more in the exchange rate like most other cards, and but you will get 4% cashback, which will net you 1.5% on the purchase
However, if you ever get a refund, you will lose that 4%, but not get the 2.5% back.
A card that charges no foreign exchange, like the Hometrust Visa, you would get 1% cashback on the purchase.
If you ever get a refund, you will lose the 1%, and you don't lose out on any 2.5% exchange fee.
Personally, I like the Rogers card more, since refunds aren't exactly something I often plan to get
Jan 15th, 2019 3:01 pm
man, what’s your credit scores? I’d think you’d have dozens of HPs
Jan 15th, 2019 3:08 pm
Jan 15th, 2019 5:50 pm
Impressive. Reason I ask is I find those getting the most approvals on numerous cards are those hovering in the 700s while I see folks in the 800s reporting declines on cards those in the 700s getting approvals. Interesting
Jan 15th, 2019 5:59 pm
How does one get 800s score? I thought I am good standing but only getting 750 ish... I event paid my mortgage off in full...
Jan 15th, 2019 6:00 pm
I was auto-declined for the CT Triangle WE MC May 2018.
Jan 15th, 2019 6:22 pm
I added like 12 in under 6 months, I'm going to see what works then decide down the road. I know the Scotia Momentum is a good card, dividend infinite is the second (because of the spend the wife and i have its not hard to get one card to over 50% of its limit and checking balances everyday and making payments everyday and waiting 2/3 days for payments to apply is far to painful at this point). Travel cards have their perks, wife works between the Scotia and the CIBC travel planning sites, she calls and they take care of things, its cheaper to do it yourself, but she was comparing and saving less than 100 per trip for herself, when work pays her back doesnt seem like shes harming anyone and with one, she calls, the other shes hunting the sites.hopetindall wrote: ↑Jan 15th, 2019 6:00 pmI was auto-declined for the CT Triangle WE MC May 2018.
When I phoned them they told me the system said I had too many credit cards. :-)
After speaking with a credit analyst, they eventually agreed to open a Triangle WE MC account for me; but insisted on lowering my CT Cash Advantage CL a little bit.