Trying to earn rewards with less than perfect credit...
Hi everyone,
I'm new here so I hope that this is the right forum for this. My husband and I started our own business a few years ago and we went through some tough times. Things are much better now but my credit is still not perfect. I have one credit card (unsecured capital one card with a $1500.00 limit that I pay every month). And I have an RBC visa that I owe about $900.00 on. We didn't file for bankruptcy but there are some late payments on my credit report. We spend about $2000.00 per month on our credit cards and I'd really like to start collecting airmiles or something so that I can benefit from all of the cash that I spend every month A friend of mine said that the West Jet Mosaic mastercard was a really good card to have so I applied but got denied. The letter said that they couldn't approve my account based on the information that they received. Would that be due to credit? I'm just surprised that I got approved for a capital one unsecured card and got declined for this one. Anyway does anyone have any suggestions for other ways to start collecting airmails? Of course I have an airmiles card but the $100.00 a week that I spend at Safeway isn't going to get me very far, lol Also any suggestions for getting my credit back in shape would also be appreciated. Thanks in advance!
I'm new here so I hope that this is the right forum for this. My husband and I started our own business a few years ago and we went through some tough times. Things are much better now but my credit is still not perfect. I have one credit card (unsecured capital one card with a $1500.00 limit that I pay every month). And I have an RBC visa that I owe about $900.00 on. We didn't file for bankruptcy but there are some late payments on my credit report. We spend about $2000.00 per month on our credit cards and I'd really like to start collecting airmiles or something so that I can benefit from all of the cash that I spend every month A friend of mine said that the West Jet Mosaic mastercard was a really good card to have so I applied but got denied. The letter said that they couldn't approve my account based on the information that they received. Would that be due to credit? I'm just surprised that I got approved for a capital one unsecured card and got declined for this one. Anyway does anyone have any suggestions for other ways to start collecting airmails? Of course I have an airmiles card but the $100.00 a week that I spend at Safeway isn't going to get me very far, lol Also any suggestions for getting my credit back in shape would also be appreciated. Thanks in advance!