Personal Finance

U.S. based TD Bank account now available for Canadians

  • Last Updated:
  • Jun 9th, 2018 12:09 pm
Tags:
None
Sr. Member
User avatar
Aug 7, 2010
736 posts
146 upvotes
gameon12 wrote:
Oct 23rd, 2017 6:48 pm
I opened the RBC US$ e-savings account here and then their US (Georgia) Preferred Money Market. SO easy to move $USD back and forth. And I've banked w TD from day one.
Agreed, easy and smooth process. Just remember that you are allowed only 1 free withdrawal per monthly cycle from the e-Savings and that you need to keep a minimum of US$1000 in the MM to waive the monthly fee.
Sr. Member
May 7, 2012
526 posts
174 upvotes
komodor wrote:
Oct 24th, 2017 3:34 pm
Agreed, easy and smooth process. Just remember that you are allowed only 1 free withdrawal per monthly cycle from the e-Savings and that you need to keep a minimum of US$1000 in the MM to waive the monthly fee.
Yep. And you get 6 debits/withdrawals/bill pays per month (statement cycle) out of the US MMF. Their Visa CC is very handy as well.
Member
User avatar
Mar 2, 2014
373 posts
137 upvotes
Finished setting up their convenience checking account, the process was pretty painless.

Now, I am thinking of applying for their credit card as well, anyone successfully applied and received it yet?

EDIT: Just tried applying and its only available for US addresses :(
Deal Addict
Jan 20, 2016
1676 posts
682 upvotes
Houston, TX
scorown wrote:
Nov 9th, 2017 1:21 pm
Finished setting up their convenience checking account, the process was pretty painless.

Now, I am thinking of applying for their credit card as well, anyone successfully applied and received it yet?

EDIT: Just tried applying and its only available for US addresses :(
You should get free USD card (Canadian still). US card is only for US residents, yes. And general rules applies here - you'll be a no-history man for them in terms of credit cards :/
The easiest way to get US card (once you'd have US address) - use Amex "transfer" program and get US Amex.
Make the Trudeau drama teacher again!
Newbie
Oct 3, 2009
53 posts
18 upvotes
Hi all. I'm thinking of opening a TD bank account and also a cross border account since I get paid from a us company in USD currency so it would make my life a little easier. Does anyone know if it's possible to do Mobile Cheque Deposits with US issued cheques with these types of accounts? I know many banks only allow CAD currency to be mobile deposited, but was hoping if I get paid from a US company with USD cheques I could deposit using mobile instead of running down to the bank?

Thanks
Deal Addict
User avatar
Apr 10, 2010
1330 posts
149 upvotes
I have a fraud flag on my TransUnion file (Peoples Trust anyone? :)). Would that be a problem during the online application for the TD Bank chequing account (I won't be applying for the Visa)?

Top