Investing

What is the best GIC rate I can get for USD?

  • Last Updated:
  • Mar 18th, 2019 3:46 pm
[OP]
Newbie
Feb 7, 2019
21 posts
6 upvotes

What is the best GIC rate I can get for USD?

What is the best GIC rate I can obtain for USD? I am quite flexible on the timelines, so any ideas/suggestions will be appreciated.
14 replies
Sr. Member
User avatar
Sep 4, 2007
596 posts
70 upvotes
Orange Key holder in…
I use Tangerine.

This is the current rates:

US$ Guaranteed Investment
1 Year Guaranteed Investment 2.50%
1½ Year Guaranteed Investment 2.70%
2 Year Guaranteed Investment 2.90%
3 Year Guaranteed Investment 3.00%
4 Year Guaranteed Investment 3.10%
5 Year Guaranteed Investment 3.20%
Penalty Box
Apr 27, 2015
1331 posts
255 upvotes
yes, imho, tangerine has the best rates
No political content in sigs
Deal Addict
Jun 15, 2012
1744 posts
294 upvotes
Saskatoon
Neither offer is insured by cdic.
'The rich get richer and the poor get - children.'
Deal Fanatic
Oct 1, 2004
5870 posts
513 upvotes
Toronto
anyone know which US based bank offer the best rates then??
Member
Dec 7, 2007
352 posts
321 upvotes
RBC has a 1 year @ 3% offer that’s posted in branch for USD.
Sr. Member
Nov 9, 2017
568 posts
55 upvotes
toolioiep wrote:
Feb 11th, 2019 7:39 am
RBC has a 1 year @ 3% offer that’s posted in branch for USD.
Right now RBC has the best rates in town for 1 month, 3 months, 1 year...
Sr. Member
User avatar
Sep 4, 2007
596 posts
70 upvotes
Orange Key holder in…
Really? Their website shows 5yrs get a measly 1%. Haven't walk into a branch in ages. Why do they do this in branch "special"?
Deal Addict
Jun 15, 2012
1744 posts
294 upvotes
Saskatoon
toolioiep wrote:
Feb 11th, 2019 7:39 am
RBC has a 1 year @ 3% offer that’s posted in branch for USD.
Which province is that? Manitoba no one heard of such offer.
Advisor made a phone call to Winnipeg and no one there have heard about 3% promo.
'The rich get richer and the poor get - children.'
Member
Dec 7, 2007
352 posts
321 upvotes
ukrainiandude wrote:
Mar 13th, 2019 4:06 pm
Which province is that? Manitoba no one heard of such offer.
Advisor made a phone call to Winnipeg and no one there have heard about 3% promo.
You are aware that this posted over a month ago.....

Rates and specials change.
Deal Addict
Jun 15, 2012
1744 posts
294 upvotes
Saskatoon
toolioiep wrote:
Mar 13th, 2019 6:09 pm
You are aware that this posted over a month ago.....

Rates and specials change.
Yeah I am.
I specially asked in branch if they had any 3% promos.
The only 3% promo they could recall was in CAD before New Year.
'The rich get richer and the poor get - children.'
Member
Dec 7, 2007
352 posts
321 upvotes
If it helps - branches are currently offering 2.75% on a 1 year USD Term Deposit/GIC.
Deal Addict
Jun 15, 2012
1744 posts
294 upvotes
Saskatoon
dvd5 wrote:
Feb 10th, 2019 11:41 am
I use Tangerine.

This is the current rates:

US$ Guaranteed Investment
1 Year Guaranteed Investment 2.50%
1½ Year Guaranteed Investment 2.70%
2 Year Guaranteed Investment 2.90%
3 Year Guaranteed Investment 3.00%
4 Year Guaranteed Investment 3.10%
5 Year Guaranteed Investment 3.20%
Today I was able to negotiate 3% on 1 year term deposit in usd with rbc
'The rich get richer and the poor get - children.'

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