Personal Finance

what's the best cashback credit without annual fee and cap limits?

  • Last Updated:
  • Mar 29th, 2015 2:06 pm
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Sr. Member
Jan 24, 2015
603 posts
94 upvotes
Oakville, ON

what's the best cashback credit without annual fee and cap limits?

Hi, everyone. I have MBNA smartcash, but it has cap limits ($400 for grocery and gas, $1250 for others?)

Do you have other recommendations? Thank you.
58 replies
Deal Addict
User avatar
Nov 12, 2011
3039 posts
1529 upvotes
Markham
No annual fee and cap and comparable to 2% MBNA SC? Well one can certainly dream :lol:
Deal Expert
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Aug 2, 2010
15196 posts
5016 upvotes
Here 'n There
Yes, dream on.
Sr. Member
Aug 14, 2013
548 posts
51 upvotes
Montreal, QC
SimpleCash Amex gives 1.25%, no cap.
Sr. Member
Jan 24, 2015
603 posts
94 upvotes
Oakville, ON
MrAmex wrote: SimpleCash Amex gives 1.25%, no cap.

[url]http://www.*****.ca/details/Amex-SimplyCash-NoFee/[/url]

Are you talking about this card? Thanks
Sr. Member
Aug 14, 2013
548 posts
51 upvotes
Montreal, QC
Can not open the link, seems right.

ChristineY wrote: [url]http://www.*****.ca/details/Amex-SimplyCash-NoFee/[/url]

Are you talking about this card? Thanks
Deal Fanatic
Jun 29, 2007
6041 posts
2749 upvotes
Vancouver
ChristineY wrote: [url]http://www.*****.ca/details/Amex-SimplyCash-NoFee/[/url]

Are you talking about this card? Thanks
If you are going to apply, check GCR. They may still be giving out $25 as sign up rebate.
Deal Addict
User avatar
Dec 8, 2010
2564 posts
992 upvotes
ChristineY wrote: MBNA smartcash has cap. what's ftw?
For The (Teh) Win. LOLZ ROFLCOPTOR etc.

Um. Get a second SmartCash, that's the easiest option.
Deal Addict
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Dec 8, 2010
2564 posts
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ChristineY wrote: what's this?
Rewards Travel Platinum/Rewards Travel Elite - but they have an annual fee. Flat 2% everywhere.
Deal Addict
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Dec 8, 2010
2564 posts
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Speedy1 wrote: If you are going to apply, check GCR. They may still be giving out $25 as sign up rebate.
They aren't.
Deal Fanatic
Jun 29, 2007
6041 posts
2749 upvotes
Vancouver
daverobev wrote: They aren't.
GCR is still giving $25 if you apply for amex simply cash, which was the post I was replying to. I just checked.
Sr. Member
Jan 24, 2015
603 posts
94 upvotes
Oakville, ON
daverobev wrote: For The (Teh) Win. LOLZ ROFLCOPTOR etc.

Um. Get a second SmartCash, that's the easiest option.
how can i get a second smartcash?
Deal Addict
Feb 10, 2013
4782 posts
1324 upvotes
Richmond
daverobev wrote: Rewards Travel Platinum/Rewards Travel Elite - but they have an annual fee. Flat 2% everywhere.
if you can spend enough, td might be nice enough to waive the fee.
Deal Fanatic
Aug 3, 2014
6089 posts
4352 upvotes
Get the World version of Smart Cash (minimum 60k personal, or 100k household income). That one doesn't have the $1250 cap, but still has the $400 one.
If you can't get Smart Cash World, and want unlimited 1%, check out Capital One Vibe.
Sr. Member
Mar 3, 2015
699 posts
95 upvotes
Scarborough, ON
1.Amex Simplycash
2.Scotiabank Momentum No-Fee

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