Personal Finance

what's the definition of middle class in canada?

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  • Aug 16th, 2006 7:20 am
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Apr 4, 2005
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what's the definition of middle class in canada?

My understanding is this (for household income)

lower middle class: 20-40K
middle class: 50-80K
upper middle class: 80K-200K

200K+ = upper class.

disagree or agree?
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May 20, 2005
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flito ray wrote:My understanding is this (for household income)

lower middle class: 20-40K
middle class: 50-80K
upper middle class: 80K-200K

200K+ = upper class.

disagree or agree?

Household income??.. As in two income family?.. or one income family?.

Is "family" considered to be a family of four? Cause no way a family of four making 20-40K is considered lower middle class. I thought the poverty line for a family of four was like 35K.


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[OP]
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avg household family for an avg family. you might have 4 kids but another girl has 6.
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Nov 21, 2003
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I'd agree with most of those numbers. Of course, it varies depending on the geographic location. 40K in Toronto might be lower middle class...20K is nearly homeless.

And 200K probably doesn't cut it for upper class in cities like Toronto or Montreal.
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Dec 24, 2004
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flito ray wrote:My understanding is this (for household income)

lower middle class: 20-40K
middle class: 50-80K
upper middle class: 80K-200K

200K+ = upper class.

disagree or agree?
those figures are very accurate

(that is, unless you consider being upper middle class being married, having 2.2 kids, a house, and a dog named spot.)
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Aug 6, 2006
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In a socialist country, anywhere between homeless and not having to work for money is considered middle class.

A married friend of mine who's making $40K with a kid and $30K in student loan is considered middle class.

I'm married with a combined income over $100K.

We clip coupons or wait until the first tuesday of every month to make bulk purchase at Safeway (because you get 10% off on that day).

We have one car, a modest Toyota Corolla.

We have $130K in mortgage but no other debt at all.

I'm a frequent reader of this board, trying to salvage every airmile deal, FS discount and so on.

We almost never go to cinemas and almost all our movie viewing is done on DVD downloaded from BT.

The only luxury we have is we going out dinning 2-3 times a week.

When we go out dinning, we'll try to spend it less than $50 for me and my wife ($20 if it is weekday lunch).

We never order wine or drinks in the restaurant, mostly just ice tea with unlimited refill.

And we also consider ourself middle class. That's the beauty of a socialist country.
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Aug 4, 2004
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flito ray wrote:My understanding is this (for household income)

lower middle class: 20-40K
middle class: 50-80K
upper middle class: 80K-200K

200K+ = upper class.

disagree or agree?

When you pay 1/2 your income in taxes. ;)
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Feb 24, 2006
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st7860 wrote:those figures are very accurate

(that is, unless you consider being upper middle class being married, having 2.2 kids, a house, and a dog named spot.)
I have a dog named spot :lol:

Too bad I don't fit any of the other specifications
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flito ray wrote:My understanding is this (for household income)

lower middle class: 20-40K
middle class: 50-80K
upper middle class: 80K-200K

200K+ = upper class.

disagree or agree?
I strongly disagree.

You lump people who make 20k a year in with the middle class. Dude, you can make that much working full time at wall*mart. On that income you are classified as working poor.

I would raise the lower boundries of your scale by 20k on each.

Otherwise, what is the first rung of the middle class the middle of exactly?
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If middle class is $50-80k; then where would the working class be? Unless lower middle class is just a better moniker for the working class?

A couple working at a unionized car plant in Ontario can make easily in the low six-figures. I wouldn't consider them middle class/upper middle by no stretch.

If your going by lifestyle: Middle-class in Toronto doesn't start until the low $200k marker.
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Sep 1, 2005
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The middle class is really that group of over taxed and over worked group from about 35k upto around 200k household income. Its usually easier to indeify what is not middle class. For example collecting welfare: not middle class, living in a house you ussaly only see in magazines: not middle class.

Being middle class really sucks sometimes. You end up paying most of the taxes, seeing the least of the spending, you typically benifit the least from tax cuts. You spend your time working, planning not to achive some goal but rather to keep you from falling down into the lower class.

The middle class is that group who tends leases fancy SUV's they can't afford to buy just to look richer, the same group who finds themselves mortage poor in a house they can't reallt afford. Working 50-60hour weeks, not to make the rent and put no-name mac and cheese on the table, but rather to afford the summer hockey camp for their kids, orin an attempt to save a bit for their kids university.
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Feb 22, 2005
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In this country, the really young and really old benefit the most from everyone in between who works for a living.
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dark169 wrote: put no-name mac and cheese on the table, .
no name mac and cheese tastes really disgusting.

brand name KRAFT mac and cheese tastes only a little bit disgusting, and can be had for the same price as no name if you buy from a Safeway buy one get one free sale.
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Sep 1, 2005
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simms wrote:If you're talking about household as in TWO people, then yes, the numbers are about right.
http://www12.statcan.ca/english/census0 ... GID=431591

Average is just under $40K. Nationally is around $31K.
thanks for the link, pretty interesting, really to bad it just goes over 75k. But there seems to be a healthy bump in numbers from 95-00 in the higher side of that table.

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