I realized after a bit of back and forth that I was arguing that I didn't need accurate information on my returns. My reasoning was basically not wanting to spend the time on it (not a very good reason). I've been off this week and I ended up using the spreadsheet that Freilona linked to which took about 3 hours. It was a good exercise as my previous numbers were several percentage points different than what I previously had for my returns. It was also nice to look back as my results have been pretty mixed so far this year.Jungle wrote: ↑May 15th, 2017 9:59 pmIf this is accurate then I guess, but has anyone verified what they report is accurate to XIRR? ( I don't use TD )
However their return doesn't blend spousal accounts. A BIG XIRR of all accounts blended will show total return as one big portfolio. (especially if accounts have different weighting)
This is worth it. This stuff is really important. Best not to pretend or lie to yourself.
Below are my returns for all my accounts since 2011 only excluding my kids RESP accounts. I started investing for a second time in 2010 with with 10k in my RRSP (as it was mid year I don't have a rate of return for that year).
YTD 3.7% (As of Apr 30th)