Withdrawal rate
I'm just fooling around with some retirement calculators and had a quick question.
Are dividends that are collected considered part of the withdrawal calculation?
For example, say you collect $40,000 in dividends and plan on taking out another $20,000 from the principle.
Is the withdrawal considered to be just the $20,000, or the full $60,000?
Are dividends that are collected considered part of the withdrawal calculation?
For example, say you collect $40,000 in dividends and plan on taking out another $20,000 from the principle.
Is the withdrawal considered to be just the $20,000, or the full $60,000?