Work in Ontario & Live in Quebec
So I created a thread on this topic about 2 1/2 years ago ( why-do-people-who-work-one-province-but ... es-694403/ ). I asked some questions on the 2nd page that didn't necessarily get answered, but was content with the information I received as I decided to just increase my RRSP contributions as to null the balance I would have to pay to Quebec. I am now revisiting this topic as I have recently started working for a new employer (still in Ottawa) but my salary has increased by $11K + Bonuses.
As mentioned in the other thread, I live in Gatineau (Quebec) and work in Ottawa (Ontario). When I get paid, my payroll deductions are based on the province I work in (Canada/Ontario). The part I am clear about is when I file taxes. There is a section that is always presented to me is if I want to transfer amount that was paid to Ontario to be paid to Quebec (to a maximum\default amount of 45%).
Lets say over the course of the year I paid $3000 to Ontario in taxes. Using the default 45%, means $1350 can be transferred to Quebec. What has happened with the other 55% ($1650)? Does this still stay with Ontario?
Using the figure above ($3000 to Ontario). Lets suppose someone with the same income but works/lives in Quebec has paid $3500 to Quebec in payroll deductions. Since I have only paid $3000 to Ontario and 45% can only be transferred to Quebec ($1350), does that mean I must pay the difference ($3500 - $1350) = $2150 when I file?
Is there any form I can submit to my HR to have Quebec deductions be taken directly from my payroll deductions?
I recall years ago working with someone who showed me his paystub (he was a resident of Quebec too) and I noticed he had lines for QPP and I think other Quebec deductions taken from his pay cheque as we worked in Ontario. He was not sure himself how he had this happened. After speaking with HR from my previous employer, they say this cannot be done and just asked that I fill out the form to request more taxes to be taken from my paycheque. But I do not think having more taxes from Federal/Ontario be taken from my pay will be the solution. So I left it alone, and now I'm here working for another employer wanting to revisit this.
Does anyone have any knowledge/experience on this topic?
djino
As mentioned in the other thread, I live in Gatineau (Quebec) and work in Ottawa (Ontario). When I get paid, my payroll deductions are based on the province I work in (Canada/Ontario). The part I am clear about is when I file taxes. There is a section that is always presented to me is if I want to transfer amount that was paid to Ontario to be paid to Quebec (to a maximum\default amount of 45%).
Lets say over the course of the year I paid $3000 to Ontario in taxes. Using the default 45%, means $1350 can be transferred to Quebec. What has happened with the other 55% ($1650)? Does this still stay with Ontario?
Using the figure above ($3000 to Ontario). Lets suppose someone with the same income but works/lives in Quebec has paid $3500 to Quebec in payroll deductions. Since I have only paid $3000 to Ontario and 45% can only be transferred to Quebec ($1350), does that mean I must pay the difference ($3500 - $1350) = $2150 when I file?
Is there any form I can submit to my HR to have Quebec deductions be taken directly from my payroll deductions?
I recall years ago working with someone who showed me his paystub (he was a resident of Quebec too) and I noticed he had lines for QPP and I think other Quebec deductions taken from his pay cheque as we worked in Ontario. He was not sure himself how he had this happened. After speaking with HR from my previous employer, they say this cannot be done and just asked that I fill out the form to request more taxes to be taken from my paycheque. But I do not think having more taxes from Federal/Ontario be taken from my pay will be the solution. So I left it alone, and now I'm here working for another employer wanting to revisit this.
Does anyone have any knowledge/experience on this topic?
djino