Expired Hot Deals

[CIBC] 1.99% for life MBNA MC or MBNA 0% interest Mastercard for 15 months or CITI 0%

  • Last Updated:
  • Mar 2nd, 2012 4:00 pm
Moderator
User avatar
Mar 23, 2004
40557 posts
6648 upvotes
Markham
dryang wrote: i got 15 months 0% deal and it will be due for paying back next March. Is it possible to ask them to extend the deal for me?
yes u can ask them, but no they wont extend it. Just apply for another one for 15 more months ;) :D
Newbie
Oct 17, 2008
17 posts
You guys must be getting the smart ones I keep being asked for a 10 digit code.
Jr. Member
Apr 17, 2006
142 posts
51 upvotes
G-Yo wrote: What are the typical limits for the Citibank Gold Visa ?

Has anyone recently applied for this card, and if so can you tell me what kind of limits you guys are getting ?

Thanks
I got citi gold master card last week. $5,500 limit. It is 12 months 0% interest.
Moderator
User avatar
Mar 23, 2004
40557 posts
6648 upvotes
Markham
rfdwatcher wrote: I applied online, with the link on the first page.
http://www.citicards.ca/canada/cards/di ... s_code=V8G

It says 0% up to april 2009 on the page, but I actually got 0% for 12 months.
FOR REAL?! i see, when i applied online the first time, the rep confirmed that it will only be up to april 2009 and hence I cancelled (i applied on a friday and cancelled on monday iirc, so no damage to credit score). I gotta apply again. Thanks for the great news.
Sr. Member
Oct 20, 2008
873 posts
1 upvote
GTA
to_munda wrote: Got my card today. Called in to activate & was offered the Bal trfr for .5% which I cudnt resist.
:cheesygri
Is this the 0% 15 months MBNA card that you got, and if so when did you apply, & what was the telephone number and which code did you give them?
Newbie
User avatar
Mar 24, 2008
99 posts
4 upvotes
Has anyone done the following:

Received a new MBNA card (0% for 15 mths) and ask during activation to combine an existing MBNA (1.9% for 12 mths) with a sizable balance to the new card?

I just received my new MBNA card (0% until Feb. 2010) with a puny credit limit of $5,000. I currently have a MBNA card (1.9% until Apr. 2009) with a credit limit of $38,000 with a $37,500 balance.

Is it absolutely necessary to pay off the balance of the old MBNA card then ask for the old limit to be added to the new card? Even if I do pay off the old balance has anyone been blocked from adding a sizable old card limit to the new card? Any tips from experience?

Just want to get an idea before I try and execute this.
Newbie
User avatar
Mar 24, 2008
99 posts
4 upvotes
As mentioned, I just got my new MBNA card with the 0% for 15mth promo. Problem - the credit limit is puny at $5,000.
I would actually prefer to keep my other MBNA card with a higher limit and good rate. Has anyone been able to significantly increase their credit limit upon activation? If so, please share tips on how you did so? Also, how much more were you able to obtain?

Thanks!
Deal Addict
Sep 3, 2005
1481 posts
196 upvotes
Toronto
crap.. just got 0% MBNA card, activated the card, spoke with credit analyist, got credit limit increased then, i called back again to do the balance transfer...

i called the number on the back of the card 1.888.877.6262, spoke with a lady, she insisted she cannot low the 1% transfer fee to 0.5%..

what number did you guys call to get 0.5% transfer fee?
thanks
Moderator
User avatar
Mar 23, 2004
40557 posts
6648 upvotes
Markham
spy cl wrote: crap.. just got 0% MBNA card, activated the card, spoke with credit analyist, got credit limit increased then, i called back again to do the balance transfer...

i called the number on the back of the card 1.888.877.6262, spoke with a lady, she insisted she cannot low the 1% transfer fee to 0.5%..

what number did you guys call to get 0.5% transfer fee?
thanks
i thought i already told u, u have to talk to the credit analyst to get the 0.5% transfer.

Keep calling until u get it. Should not be more than 5 tries :D
Deal Addict
Sep 3, 2005
1481 posts
196 upvotes
Toronto
yeah.. i was confused... sorry
is there a number I can call so I can talk to the credit analyst people directly?
angel_wing0 wrote: i thought i already told u, u have to talk to the credit analyst to get the 0.5% transfer.

Keep calling until u get it. Should not be more than 5 tries :D
Deal Addict
Sep 3, 2005
1481 posts
196 upvotes
Toronto
i see... thanks again
so when i call, should I just ask the cs to transfer me to credit analyst people? cause i was wondering i am not asking for credit increase, would that be weird to ask credit analyst ppl to do the balance transfer?

also, what can I say if the cs ask me why I want to speak with credit analyst people? thanks for the tips!!
angel_wing0 wrote: afaik, no. You have to call cs and have them forward u to one.

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