2020/03/02 Desjardins - RRSP-TFSA 2020 Contest (QC or ON member)
Contest website: https://www.desjardins.com/ca/landing-p ... /index.jsp
From the embedded rules pdf:
3. How to enter
To enter the contest, Eligible Entrants must meet the following conditions during the Contest Period:
• Use AccèsD (www.desjardins.com), call 1-800-CAISSES, or go to a caisse to contribute to an existing Desjardins RRSP or TFSA account or open a new one and contribute immediately through a Desjardins caisse in Quebec or branches of Caisse Desjardins Ontario Credit Union Inc., and do one of the following:
o Set up scheduled deposits into their RRSP or TFSA account that will total at least $500 a year. The first deposit must take place during the Contest Period.
o Make a one-time contribution of at least $500 to their Desjardins RRSP or TFSA account.
The contest entry takes effect once the initial contribution or one-time contribution is made. Entry in the contest makes entrants eligible for all draws held after the contribution date.
No purchase or consideration required. To enter without contributing to their RRSP or TFSA during the Contest Period, Eligible Entrants must legibly handwrite their name, address (including city and postal code), phone number, caisse transit number and the date on a sheet of paper, along with a 50-word essay on “Preparing for retirement with RRSPs or achieving your dreams with TFSAs.” These materials must be mailed in a postage-paid envelope to: It Pays to Contribute contest, 200 rue des Commandeurs, Lévis, Quebec, G6V 6R2. Entries without purchase or consideration must be postmarked no later than the final day of the contest— March 2, 2020—or they will be void. The contest entry will be automatically recorded when the letter is received and entitle the Eligible Entrant to one chance to win. Only one entry per postage-paid envelope will be accepted. All such entries will be subject to the same terms and conditions as other entries. Mechanical reproductions will not be accepted. Entries become the property of the Contest Organizers and will not be returned.
There is a limit of two (2) entries per Eligible Entrant for the entire Contest Period, regardless of entry method. An Eligible Entrant is eligible for all draws following their contribution date but may only win the contest once. If a person contributes to their RRSP and their TFSA during the Contest Period, they will receive two entries, one for each plan. If a person contributes more than once to their RRSP or their TFSA during the Contest Period, they will receive one entry.
From the embedded rules pdf:
The prizes:2. Eligibility This contest is open exclusively to members of a Desjardins caisse in Quebec or members of Caisse Desjardins Ontario Credit Union Inc. In addition, only people who meet the following conditions (“Eligible Entrants”) may enter:
• You must be a resident of Quebec or Ontario and physically live there during the Contest Period.
• You must be the age of majority in your province of residence as of January 1, 2020.
Eight (8) prizes of $2,000 each will be awarded, for a total value of $16,000. Each prize will be deposited to the winner’s chequing account, and they may use it as they see fit. The caisse may provide the services of an advisor if the winner would like help deciding which plan would be better to contribute to.
The winner is solely responsible for paying any taxes that may be incurred by the prize, thereby fully exonerating the Contest Organizers and the persons on whose behalf the contest is held.
5. Draw and awarding of prizes
Winners will be selected by random computerized draws in the presence of witnesses in the offices of the Fédération des caisses Desjardins du Québec at 150 rue des Commandeurs in Lévis among all eligible entries received before the draw date. Draws are scheduled for the following dates and times:
January 16, 2020, at 10:00 a.m. (ET), for contributions made from January 1 to 11, 2020
January 23, 2020, at 10:00 a.m. (ET), for contributions made from January 12 to 18, 2020
January 30, 2020, at 10:00 a.m. (ET), for contributions made from January 19 to 25, 2020
February 6, 2020, at 10:00 a.m. (ET), for contributions made from January 26 to February 1, 2020
February 13, 2020, at 10:00 a.m. (ET), for contributions made from February 2 to 8, 2020
February 20, 2020, at 10:00 a.m. (ET), for contributions made from February 9 to 15, 2020
February 27, 2020, at 10:00 a.m. (ET), for contributions made from February 16 to 22, 2020
March 12, 2020, at 10:00 a.m. (ET), for contributions made from February 23 to March 2, 2020
An Eligible Entrant is eligible for all draws following their contribution date but may only win the contest once.
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