Access Credit Union, Fusion Credit Union, Niverville Credit Union & Rosenort Credit Union open up to all Canadians
(1) already operate a virtual banking branch;
(2) are obvious closed-bond credit unions (i.e., Winnipeg Police Credit Union); and
(3) are not named Amaranth Credit Union, Belgian-Alliance Credit Union, and Me-Dian Credit Union.
From what I've been able to discern, almost all Manitoba credit unions have updated their bond of association to permit residents from any Canadian province to join; however, only four (4) appear to permit all-digital membership opening.
As follows, they are:
(1) Access Credit Union;
(2) Fusion Credit Union;
(3) Niverville Credit Union; and,
(4) Rosenort Credit Union.
They seem to be following Steinbach's model whereby they don't create a separate brand or branch and you, presumably, just pick a random physical branch at which to domicile your account. Access and Fusion are using the Cumulus new-to-bank ("NTB") membership opening platform that you may be familiar with from the likes of FirstOntario Credit Union, Steinbach Credit Union, and VantageOne Credit Union. Identity verification appears to use the Canadian credit bureau check and you uploading a recent (last month or two, presumably) online banking e-Statement from your existing Canadian financial institution, which is super nice.
Niverville and Rosenort, meanwhile, appear to be using a NTB membership opening platform of which I've not seen before and I can't discern who the vendor is.
I've been wanting to join Niverville for years as they come well recommended by a former work colleague and are known for their premium GIC rates.
Careful with transaction fees on the savings accounts as only Rosenort and Access offer at least 1 free debit transaction per month, though all of them offer either a no-fee seniors' chequing account or a chequing account whereby all fees are waived with $1,000 minimum balance.
I particularly love Fusion's website, the organization, the simplicity, and their logo!
Rates on high interest savings accounts range from 2.1% to 2.5%, so they'd be in the middle of the pack to the upper tier of the pack. Term deposit rates range from 2.25% on a 1-year GIC (2.5-2.7% are common) to 3.05-3.2% on a 5-7 year GIC, so quite competitive.
One more thing: Caisse Financial Group is also an open bond caisse populaire with an online account opening process, but appears to possibly require finalization in branch. They could well soon become a further Manitoba credit union to add to the chart, though. Also, Noventis Credit Union may be a fifth one to this list but I can't discern whether finalization in branch is required.