add "accident forgiveness" to my car insurance?
The agent strongly recommend this, is it necessary? Does it really help to maintain previous premium and to forgive accidents in case of accidents?
Apr 11th, 2019 10:59 pm
Apr 11th, 2019 11:04 pm
Yeh it does work. As long as you stick to the same company (they honor the forgiveness).
Apr 11th, 2019 11:25 pm
Apr 11th, 2019 11:53 pm
Apr 12th, 2019 12:34 am
What it's worth depends on how much it is and how likely you are to need it. How careful of a driver are you? Never text or let yourself get distracted? Or are you one of the many fools who can't stay off their phone?
Apr 12th, 2019 12:54 am
Apr 12th, 2019 1:01 am
I think I got accident forgiveness for free 1-3 years ago? Seems fair as I've been with TDMM for 20+ years with zero claims. I've probably paid them almost $40k in that time.MitSLo wrote: ↑ When renewing I took it, as careful as a driver you can be ( never had an at fault accident , only one not at fault 8 years ago), mistakes can happen. The price per month is negligible.
My broker also offered minor conviction protection, I believe it was somewhere in the 4-5$ a month for this option.
Apr 12th, 2019 8:29 am
Apr 12th, 2019 10:00 am
Apr 12th, 2019 10:01 am
Ecsta wrote: ↑ It's good if you don't make a lot of claims. TDMM (at least on my plan) has 6 years with no at fault claims means you get a forgiveness of something at fault.
Literally 2 weeks after passing the 6 year mark i got in an at-fault accident. Rate stayed the same. I get accident forgiveness back in like another 2 years.
Apr 12th, 2019 10:03 am
MitSLo wrote: ↑ When renewing I took it, as careful as a driver you can be ( never had an at fault accident , only one not at fault 8 years ago), mistakes can happen. The price per month is negligible.
My broker also offered minor conviction protection, I believe it was somewhere in the 4-5$ a month for this option.
Apr 12th, 2019 10:18 am
Apr 12th, 2019 12:54 pm
Apr 12th, 2019 1:00 pm
Apr 12th, 2019 1:42 pm
Apr 12th, 2019 9:34 pm
I was told that I needed 6 years of insurance history with my current provider to be provided accident forgiveness with my provider.
Apr 13th, 2019 8:24 pm
you need a period ( 5-6 ) years of (atfault )accident free history. Insurance provider doesn't matter.wolfpack27616 wrote: ↑ I was told that I needed 6 years of insurance history with my current provider to be provided accident forgiveness with my provider.
My question is if i switch insurance providers in a few years, would I have to wait another 6 years for them to offer this?
Apr 15th, 2019 12:06 pm
wolfpack27616 wrote: ↑ I was told that I needed 6 years of insurance history with my current provider to be provided accident forgiveness with my provider.
My question is if i switch insurance providers in a few years, would I have to wait another 6 years for them to offer this?