- still food for thought...do your girlfriend's spending habits match yours?
- As mentioned, supp cards in Canada won't do any good. But, please "test-drive" her on prepaid cards. Get her Koho and Stack. Koho will soon allow joint accounts. If she spends fast on prepaids, you can decide together how much and how often you fund the card(s)
- If you want to get her a real CC, rather than a secured card, you can: get a GIC in her name at Oaken Financial, then she can apply for HomeTrust Preferred VISA. HomeTrust should see the Oaken GIC as a security deposit, and approve a more generous CL. It's also an awesome card. Else have her apply for CTFS (if she hasn't already fudged the relationship with them) and she can start with a lousy, <$1k CL