Advice needed - Investments (TFSA, RRSP and non-registered)
I am looking for advices in order to maximise returns over long term for my TFSA, RRSP and Nonreg. I feel like I am paying unnecessary fees currently.
I am currently investing in this portfolio at National Bank https://www.nbc.ca/content/dam/bnc/en/p ... es/982.pdf
Both TFSA and RRSP maxed and around 40K in non registered account. Total amount is 150K. Total fees is 1.60% for all accounts.
Now... I am interested in the new Vanguard ETF VGRO(that I would be buying using my TD Direct Investing account) OR Wealthsimple(black?) Growth Profile because of the lower fees.
Time horizon is 20years+(maybe 30years... I am 26 years old) so 1%+ less in fees would make a big difference I bet over that period of time. I will be making contributions regularly (around 3K per month).
What would you guys do ? Stay at National Bank ? Switch to Wealthsimple ? Or buy VGRO ETF ? Keeping in mind I already have a TD Direct Investing account ?
Thank you !!
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