Aeroplan vs Cashback Credit Card, what's better value?
We've done a lot of research, but are confused what would provide the best value between getting an Aeroplan credit card (TD or CIBC), a cash-back credit card (and put the cash-back towards a future flight), or another points-style card that can eventually be transferred to Aeroplan points, we are open to all options.
We would only be eligible for the basic Aeroplan cards from TD/CIBC with 1 point per $1, and with cashback cards only 2% due to our household income of around $90,000 and good/great credit scores.
Another big thing for us is having a joint savings/chequing which we both get paid into, and joint credit cards (preferably both earning us a credit rating, but could also accept wife just being a secondary card holder) so we can pool spending and earn points/cash-back faster.
What do you recommend?