Are all names listed on your credit report under Cross References valid to use when applying?
I happen to have 3 different iterations of my same name on the TU report at least.
So are all of these names or combinations fair game to use when I apply for credit cards or anything else that pulls the report, or is it like a historical account of details like the address list where it just happens to show whatever was in the past with little to no consideration on the present application. Like is one name on file always the same name they pull and everything else is reported back and not important?
So...I may be changing my name... Anyway for that reason, what I was wondering is if I actually just amended my credit report and added my new name in, would it actually work and be useful and verifiable for future applications? (specifically talking about not changing ID and stuff just the name on the report) Like for me it's significantly cheaper if I even got a notary to set up one of those affidavits (I don't know if that is the correct form to be honest, but whatever it is) to send into TU and leave most of my ID all unchanged for now. Thanks in advance.
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