Automotive

Allstate wanted to deny insurance to drivers in Brampton, Ont.

  • Last Updated:
  • May 21st, 2019 11:29 am
[OP]
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Feb 23, 2008
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Brampton

Allstate wanted to deny insurance to drivers in Brampton, Ont.

Why does Allstate want to cut off Brampton from auto insurance? So many vehicles, like 3 cars for every home, which is a lot of customers. What do you think about this discrimination? Any peeps from Brampton here that feel discriminated against? Did Allstate refuse to insure you? Did they stop insuring you?

CBC News.
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61 replies
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Apr 4, 2001
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The article actually says that they wanted to stop selling insurance in Brampton, period.

Brampton happens to have a lot of visible minorities, but so do Mississauga and Toronto. This is beside the point.

Anyone who knows Brampton should not be surprised. It is not a nice place in any shape or form.
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Apr 15, 2014
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Toronto, ON
I have a feeling that they cut people because they're bad drivers and not because of skin tone.
Please respond
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Dec 15, 2017
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Please lets make insurance a crown entity and lets kick out all these private corporations, enough is enough.
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Feb 24, 2018
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OP is ignorant of the insurance environment in Brampton.

@mbg is being generous. It's a shitshow in Brampton, between the reckless driving, the outright fraud, and weak testing protocols in the drive test centers there... the result is higher premiums for everyone... and a major insurer exiting the market.

The title is pure clickbait, you can't force a business to operate in a market.
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Aug 31, 2017
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Allstate strikes back with a $700K lawsuit. That doesn't set a good precedence...
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Nov 3, 2014
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Toronto, ON
redflagdealsguy wrote: OP is ignorant of the insurance environment in Brampton.

@mbg is being generous. It's a shitshow in Brampton, between the reckless driving, the outright fraud, and weak testing protocols in the drive test centers there... the result is higher premiums for everyone... and a major insurer exiting the market.

The title is pure clickbait, you can't force a business to operate in a market.
It's funny because Brampton's test center is considered one of the hardest in all Ontario.

The problem is that people in Brampton are not taking their driving test in Brampton
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Feb 24, 2018
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danny3526 wrote: It's funny because Brampton's test center is considered one of the hardest in all Ontario.
I humbly disagree.
The problem is that people in Brampton are not taking their driving test in Brampton
The majority of the problem is simply reckless driving. Drive test standards help, but people fake a good drive for the test all the time.

I've never looked for this but I imagine there's plenty of Brampton dashcam videos on YouTube... anecdotally demonstrating this recklessness.
[OP]
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Feb 23, 2008
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Brampton
MusicBox wrote: Please lets make insurance a crown entity and lets kick out all these private corporations, enough is enough.
I think that is how insurance works in BC.
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[OP]
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Feb 23, 2008
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Brampton
redflagdealsguy wrote: OP is ignorant of the insurance environment in Brampton.

@mbg is being generous. It's a shitshow in Brampton, between the reckless driving, the outright fraud, and weak testing protocols in the drive test centers there... the result is higher premiums for everyone... and a major insurer exiting the market.

The title is pure clickbait, you can't force a business to operate in a market.
It's not click bait. A former employee is making it known of the bias against Brampton, which is made up of a ethnic minority group. In return they are getting counter sued for like 600k. A bias against a minority is racist.
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Feb 24, 2018
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cheapmeister wrote: It's not click bait. A former employee is making it known of the bias against Brampton, which is made up of a ethnic minority group. In return they are getting counter sued for like 600k. A bias against a minority is racist.
You're taking a claim, which you simply assume as true without factual evidence, and then judge the insurer by that assumption. There's a giant leap of faith there.

Brampton is a city, it's not a minority.
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Jan 21, 2008
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In no way, shape or form am I implying that any race is bad at driving, but I get nervous when I have to visit a friend who lives in Brampton. Of all the cities I've driven in, I truly believe the worst drivers are in Brampton, for the province of Ontario.
[OP]
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Feb 23, 2008
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Brampton
redflagdealsguy wrote: You're taking a claim, which you simply assume as true without factual evidence, and then judge the insurer by that assumption. There's a giant leap of faith there.

Brampton is a city, it's not a minority.
I think you mean the former employee is making that giant leap of faith. But since they use to work there, then they are not making that leap. They are not an outsider, they were on the inside, part of what was going on in that company. I agree Brampton is a city, but it is inhabited with visible minorities.
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Feb 24, 2018
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cheapmeister wrote: I think you mean the former employee is making that giant leap of faith. But since they use to work there, then they are not making that leap. They are not an outsider, they were on the inside, part of what was going on in that company. I agree Brampton is a city, but it is inhabited with visible minorities.
You've clearly never hired and managed people.
HP_John wrote: In no way, shape or form am I implying that any race is bad at driving, but I get nervous when I have to visit a friend who lives in Brampton. Of all the cities I've driven in, I truly believe the worst drivers are in Brampton, for the province of Ontario.
It blows my mind that this is a controversial statement.
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Brampton has the highest rates because of all the fraud that is being committed there, period.
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Actuarial statistics should be facts. There’s many ragus there.
To the moon
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Pretty soon this will be the case for markham too.
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trixstar wrote: Pretty soon this will be the case for markham too.
markham has bad drivers, but we're talking about Brampton and fraud cases here.
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badOne wrote: markham has bad drivers, but we're talking about Brampton and fraud cases here.


This space for rent.
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Defenders of Brampton are increasingly scarce.

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