how did your father in law burn down the kitchen? Sorry to hear
FooNdaR wrote: ↑ 100%
My father in law burned his kitchen down (mistake) and in speaking with firefighter and insurance adjuster they both said nothing really matters. The example they used is if you lit a candle next to a curtain and it burns your house down you’ll still get paid out.
The only way you wouldn’t is if an accelerant was used.