Amazon.ca gift card. What’s the cheapest way to buy?

RFD BST

danmartin471 wrote: ↑ RFD BST

You know I have never bought anything from another user on RFD because I’m on the west coast. I will give it a try!

bubbleT wrote: ↑ Somehow I thought Rakuten offers Amazon.ca gift card a discount, but they don’t. What’s the best way to buy Amazon gift card to maximize discount+rewards?

Amazon.ca Rewards Mastercard pays as much as 2.5% at amazon.ca [but check that GCs qualify.]
Brim Mastercard pays 2% (basic) to 4% (WE) at amazon.ca [I can confirm this does include GCs.]

Edit to correct Brim's percentages.

bylo wrote: ↑ Amazon.ca Rewards Mastercard pays as much as 2.5% at amazon.ca [but check that GCs qualify.]
Brim Mastercard pays 1% (basic) to 2% (WE) at amazon.ca [I can confirm this does include GCs.]

The new Amazon.ca Rewards CC seems to have a pretty bad rep on RFD. Any reason for that?

I haven't followed the Amazon MC thread. The Brim card works well for me, in particular due to the 0% FX vig and 1% cash back on everything.

P.S. I made an error in my previous post. Brim is actually 2x points on Amazon purchases, so 2% (basic) to 4% (WE).

bylo wrote: ↑ I haven't followed the Amazon MC thread. The Brim card works well for me, in particular due to the 0% FX vig and 1% cash back on everything.

P.S. I made an error in my previous post. Brim is actually 2x points on Amazon purchases, so 2% (basic) to 4% (WE).

I’m on Brims website. Is 4% Amazon for WE mentioned somewhere?

If you have a credit card that pay 4% on groceries, go to a supermarket that sell Amazon gift cards and buy one.

I have the CIBC Dividend Visa card that pays 4% on groceries and that include gift cards bought at grocery stores.

bubbleT wrote: ↑ I’m on Brims website. Is 4% Amazon for WE mentioned somewhere?

https://brimfinancial.com/amazon

I provided screenshot proof of getting 4x points on a $25 GC purchase on the RFD Brim thread.

LonesomeDove wrote: ↑ If you have a credit card that pay 4% on groceries, go to a supermarket that sell Amazon gift cards and buy one.

I have the CIBC Dividend Visa card that pays 4% on groceries and that include gift cards bought at grocery stores.

Shhhhhh!

danmartin471 wrote: ↑RFD BST

bubbleT wrote: ↑ You know I have never bought anything from another user on RFD because I’m on the west coast. I will give it a try!

Just be careful.

There have been a whole bunch of compromised RFD accounts recently, with what looks like great BST feedback, specifically scamming people through gift card sales.

Never go first unless you are willing to risk getting nothing

Get a good AMEX and buy at a grocery that accept AMEX, e.g Safeway, Save on Foods...

Follow the RFD HOT DEALS MegaThread on Gift Card Promos
various-retailers-gift-card-deals-disco ... 0-2344941/

It will tell you who is selling GCs at a Discount or Offering Loyalty Program Points / Miles

STACK these with whatever CC gives you even more Cash Back or Loyalty Perks

Lots of folks on RFD “play this game” for buying GCs ... buying them ONLY when they are on promo

Best way to maximize returns

NOTE - GC Security ... buy GCs that are sold from behind counters
Or best to buy ones that are well sealed (no chance of tampering)
Smaller denominations you can use in one go (vs carrying a balance on an activated / partially used card)
Specifically for Amazon, iTunes etc ... load the new GCs ASAP to your online account where the funds will be most secure vs leaving them on a GC (example iTunes get 4 x $ 25 cards in a pkg from Costco on a discount promo ... rather than loading $ 25 on 4 separate dates in the future, load all 4 ASAP after purchase )

bylo wrote: ↑ Amazon.ca Rewards Mastercard pays as much as 2.5% at amazon.ca [but check that GCs qualify.]
Brim Mastercard pays 2% (basic) to 4% (WE) at amazon.ca [I can confirm this does include GCs.]

Edit to correct Brim's percentages.

The Brim card has a $199 annual fee. They're basically paying you with one hand and taking it back with the other because you have to spend $9950 on the card each year just to break even.

retrothing wrote: ↑ The Brim card has a $199 annual fee.

Try again. It's currently FYF.

bylo wrote: ↑ Try again. It's currently FYF.

so effectively, a disposable card after the first year

danmartin471 wrote: ↑ so effectively, a disposable card after the first year

No need to rush to any conclusions now. COVID-19 has cut back most peoples' travel plans for at least the rest of the year. Brim's main claim-to-fame is 0% FX and 1% cash back. So the people who got the WE on FYF probably won't be able to use it enough to justify $199/yr when it comes up for renewal. One can always hope that Brim sees the light next year and extends the FYF another year. But if they don't, a basic Brim card still get 2% cash back at Amazon and still gets 0% FX and 1% cash back.

naticom wrote: ↑ Get a good AMEX and buy at a grocery that accept AMEX, e.g Safeway, Save on Foods...

With the current restriction on travel, is a good AMEX worth it?

LonesomeDove wrote: ↑ If you have a credit card that pay 4% on groceries, go to a supermarket that sell Amazon gift cards and buy one.

I have the CIBC Dividend Visa card that pays 4% on groceries and that include gift cards bought at grocery stores.

Why didn't I think of this! Thanks for sharing! Partner has CT WE card, I guess I can use his to get 3% CT money for starter. Maybe applying for a Scotia Visa Infinite.

bylo wrote: ↑ Try again. It's currently FYF.

.. and the second and each subsequent year is $199. Paying an annual fee for a card rarely makes sense.