Edit: Forgot about Canadian Tire Triangle World Elite (3%). Thanks to @masterman for pointing out my mistake.
Last edited by Kiraly on May 17th, 2019 1:43 pm, edited 2 times in total.
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- Nov 26th, 2019 4:50 pm
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- Kiraly
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- Jan 9, 2011
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Edit: Forgot about Canadian Tire Triangle World Elite (3%). Thanks to @masterman for pointing out my mistake.
- robsaw
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All MBNA Canada cards are backed/administered by TD (MBNA is just a brand now, cards are legally issued by TD), so if it is a TD Mastercard that would almost certainly be an MBNA branded card.Cheapmaestro wrote: ↑May 17th, 2019 8:34 amCouldn't it be an MBNA branded MC that's just backed/administered by TD? In which case their departments dealing with MBNA CCs would know about it?
- MasterPro
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I think It is a market tactic to share a secret to attract people
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- CNeufeld
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They've already sent out updated T&C that give them the right to not give out the bonus multiplier for gift cards. See the Cobalt thread for details. The question remains of "How will they determine whether a purchase is for gift cards or groceries?"
C
- mech9t5
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Yes, I know. Hence my comment.
Right now, I don't think there is a problem. But, clearly they are trying to lay the groundwork to deny points once they are ready to enforce it.
- Ghost_Deini
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I was thinking of opening an account with TD, they have a promo for $100 if opening a brand new all inclusive checking account... Are they bad to bank with?
- masterman
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- Kiraly
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Doh! Right you are of course.
- titaniumtux
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@EdisonL299 @Kiraly @Delight @JoelK22976 @vkizzle...
I'll share my thoughts...
I'll share my thoughts...
- TD CT did issue MC's under its direct brand for a while, then closed shop. Afaik they still have permission to launch TD CT MC's. But yes, MBNA's portfolio makes TD CT the biggest MC issuer in Canada
- FWIW...BNS still offers MC (like RBC). CIBC MC's are grandfathered but if you have 'em, you can keep 'em (afaik). For a good while, issuers could only issue VISA OR MC, not both. Once the rule dropped, most issuers rushed to offer "the other one". After a while, TD CT dropped their MC, CIBC grandfathered theirs, BNS MC still won't do mobile wallet afaik, etc.
- If it's a true no-FTF MC, this is good for competition, but maybe overkill for some of our wallets. Only other one in Canada is the HSBC WE. Robbers is an anti-FTF card, so not a true no-FTF card. As I value no-FTF VISA's over MC for its international acceptance, it's not a huge winner to me...but there are currently no no-FTF cards at TD CT OR MBNA, so this should still not be overlooked
- Accelorators are somewhat weak. Though "no-AF", consider Amazon Prime as the annual fee...not cheap. Can be good for frequent Amazon shoppers who'd like some extended warranty... assuming this card has some (will it at least be a platinum card??)
- 2.5% at Walmart is great. Will there be a cap on 2.5% categories? But...if we can't get extended warranty, this card will not be too useful for most
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- efrant
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- Jan 4, 2011
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Don't forget Brim.titaniumtux wrote: ↑May 17th, 2019 1:42 pm[snip]
[*]If it's a true no-FTF MC, this is good for competition, but maybe overkill for some of our wallets. Only other one in Canada is the HSBC WE. Robbers is an anti-FTF card, so not a true no-FTF card.
- flyjazz
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- efrant
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No idea. I don't have the card. Maybe ask here: brim-mastercard-no-fee-foreign-exchange-card-2169126/
- Cheapmaestro
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- MasterPro
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- Kiraly
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Yes they had a very rocky startup period but they seem to have all the bugs ironed out now. RFDers who now have Brim cards seem to be quite satisfied with them.