The only real good thing coming out of the Amazon launch is the presence of another no FX credit card in Canada.
It's a crime against humanity that the banks still charge it. Many of them just raised their regular interest rate to 20.99%!!
May 18th, 2019 11:10 am
May 18th, 2019 11:45 am
May 18th, 2019 11:53 am
May 18th, 2019 1:32 pm
Agreed. And TD is the master of hidden fees, so I would hardly expect them to offer a 0% Forex card.
May 18th, 2019 1:40 pm
May 18th, 2019 3:41 pm
May 18th, 2019 9:29 pm
For the Amazon Visa by Chase there wasn't an annual payout, but every time you accumulated $20 in "points", you would get $20 statement credit.Kiraly wrote: ↑May 18th, 2019 11:53 amWith Rogers you pay an extra 2.5% conversion charge upfront and collect 4% rewards points, easily redeemed for statement credit anytime once you have collected $20 worth, which you earn on $1,143 spend. Easy for most to do this every month, for a net return of 1.5%. Amazon (the way the old one Chase one worked): pay 0% upfront and collect 1% later. You need to wait for the once-a-year payout.
May 18th, 2019 9:33 pm
Not sure what rock you’ve been under but the current setup is the same save for one step where you have to manually redeem, which, some people prefer in fact and is a minor inconvenience at best to those who don’t.
May 18th, 2019 9:39 pm
May 18th, 2019 9:43 pm
I don’t think it is just a brand. Recently applied for my third MBNA and they made note of my multiple cards and took credit away from one to provide it on the new one. There was no mention of my TD card.
May 18th, 2019 9:44 pm
Walmart is on MC's grocery category list. Some people with MCs with grocery accelerator categories enjoy a boost at Walmart. For example, Tangerine MC gives 2% at Walmart if grocery is one of your accelerator categories.
May 18th, 2019 9:45 pm
Only MasterCard classifies Walmart Supercentres as grocery (for the sake of grocery accelerators). CTFS deliberately excluded them, because they don't see Walmart MC as a viable competitor. They're basically hoping you'd choose them (CTFS) over PCO, and in the event that you shop grocery at non-Loblaws grocers, you'd still use CTFS over a 3-4% G&G card. Tang, RBC and the likes give grocery accelorator at Walmart with their MC.
They don't need to mention TD CT when moving CL from one MBNA card to the next. You can go on MBNA's website and see TD mentioned all over the terms of service & even in cardholder agreement afaik. Subbies don't need to mention parent co on every transaction and interaction.
May 18th, 2019 9:46 pm
Doesn't Rogers have an option to autoredeem if you select this in the app?
May 18th, 2019 9:46 pm
I doubt this judging from the many who had the original card just for the no ForEx feature.
May 18th, 2019 9:50 pm
Yes, Amazon Visa was popular for the no FX fee features but times have changed.