amex cobalt or amex simply cash preferred
ok headache between these two. i realize its apples to oranges. i spend rouhgly $4k a month on CC. thinking of upgrading to amex. most of my grocery shopping is loblaws or walmart (read somewhere that amex doesnt classify walmart as grocery due to their merchant code.. can anyone confirm this?) .... im at a loss because i realise one's membership rewards and another is 2% c ashback with $99 annual fee. is one better then the other? seems like they both offer same portfolio of insurances etc. also, is amex TU or EQ? sitting at 685 EQ. thoughts?