ATM withdrawal in japan
I'm travelling to Japan and was wondering if it would be better to exchange cash (JPY) at an exchange counter here in Canada before the trip, or withdrawing JPYs from a Japanese Post office ATM with my BMO debit card. I have heard that debit withdrawal is the best deal as one would get close to the market rate.. vs the markup the banks/exchange counters here in Canada charge. However, is it still a good deal if there is a 2.5% foreign currency conversion fee with BMO? How does this fee work? in your experience, do you really get close to the market/spot rate?
Thanks
Thanks