Audi A4 2017 or VW Golf R 2019
I'm currently car shopping since my workplace wants us to slowly go back into our offices and I currently do not have a car.
I have done a lot of research on the VW Golf R 2019 (DSG + DAP) and had my mind set on it. I am looking to lease the car for 42 months, 12K KM/year, 0$ cash down.
I will be visiting the dealerships this week to try to get the 3000$ off that many of you were able to get. I would also like to credit the free 4 year maintenance to save another 1000$.
With 4000$ of rebates, this should set me to 580$/month + txes (Obligation of 28 500$ before taxes, 32K$ with taxes). Keep in mind that I live in Montreal, QC, where the tax is 15%.
Do those numbers sound about right? Will it be a better to buy the car instead and sell it in a few years?
But after some looking around, I saw a few Audi's A4 S-line 2017 that are for sell, for around 31 000$ + txes. Here is one that I was looking at: Kijiji Link
If I would get a loan from my bank, we are talking about 3.99% to 4.99% for a period of 4 years. With taxes and estimated interest rolled in, we are talking of a loan of roughly 46 000$, but this is for a car that I will own and will be able to resell in 3-4 years.
I am not very familiar with those cars and their reliability. Will this be a reliable, low maintenance car for a reasonable price? Factoring in that I will be selling it in a few years to get some of my capital back, should I consider this instead of the leased Golf?
Any of your input or recommendation is greatly appreciated!