auto insurance question
for an at fault accident, does my first time forgiveness cover only the other car's repair, or also my own? like is it all part of 1 claim, or are they separate?
as in, if its all part of 1 claim, then i might as well get my car fixed thru insurance also, and theoretically they shouldnt increase the premium. but if they are separate, then i should just get my car fixed myself right? since the repair amount is probably the same as the deductible amount.
and if the latter, aka if im fixing it myself, do i still need to go to collision center to report it?
as in, if its all part of 1 claim, then i might as well get my car fixed thru insurance also, and theoretically they shouldnt increase the premium. but if they are separate, then i should just get my car fixed myself right? since the repair amount is probably the same as the deductible amount.
and if the latter, aka if im fixing it myself, do i still need to go to collision center to report it?
