Credit Cards

Balance transfer

  • Last Updated:
  • Aug 8th, 2021 12:20 am
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[OP]
Member
Jan 28, 2019
442 posts
208 upvotes

Balance transfer

Hello! Can I take advantage of a balance transfer offer without fully paying off the card?
What if I use it after?
Thanks
2 replies
Deal Addict
User avatar
Aug 1, 2008
1890 posts
312 upvotes
Montréal
Never take advantage of a BT offer without fully paying the card!!! If you do, whatever amount you pay will be divided between the regular balance and the BT balance. Then the interests kicks in. Same thing if you use it after. The only thing you can do with this card after is put it in a drawer until the BT offer is finish.
I feel the need... the need for speed.
Member
Feb 6, 2011
267 posts
62 upvotes
once you used the BT offer from your card. Don't use it for any purchases until you pay off your full Balance transfer amount. I like using BT with 0% interest and BT fee of 1-2% (one time ).

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