Scotiabank promo rates are gone now. Just prior to new year I was being offered 2- and 3-yr at 5.1%. They are now 2-yr at 4.75% and 3-yr at 4.43%. Probably even lower for people without the Ultimate account bonus.
[EDIT] apologies, I missed that you addressed this![/EDIT]
4- and 5-yr rates barely above 4%, lowest I've seen for months. I think the banks have read the tea leaves, and the gravy train is over. Even if rates go up, they're going to start increasing their profit margins.