The battle of credit cards with HIGH base rate (1.5%+) in Canada
The available options continue to decrease in 2021, thanks to the continuing credit card devaluation. A lot of people are looking for a nice replacement. Can one of the followings catch your eye to become your one-card solution or the card for everything else? Highlights of each card below:
Amex SimplyCash Preferred
- 2% on everything, unlimited
- Redemption: cash back
- Amex Offers
- $99 AF, free additional cards
Brim WE
- 2% everything, up to 25K
- Redemption: cash back
- No FX
- Bonus points through Brim Rewards
- $199 AF, $50 per additional card
CWB WE
- 2% everything, up to 25K
- Redemption: cash back
- Bonus points through CWB partners
- $120 AF, $50 per additional card
MBNA RWE
- 2% on everything, unlimited
- Best redemption type: travel, e-gift cards. Down to 1.67% return on cash back redemption
- Price protection insurance
- $120 AF, free additional cards
Brim World MC
- 1.5% on everything, up to 25K
- Redemption: cash back
- No FX
- Bonus points through Brim Rewards
- $99 AF, $30 per additional card
HSBC WE
- 3% on travel, 1.5% on everything else
- Best redemption type: travel
- 10% off selected hotel booking on Expedia
- No FX
- Net $49 AF
Rogers WE
- 1.5% on everything
- Redemption: cash back
- Annual spending requirement: 15K+
- No AF
Amex SimplyCash Preferred
- 2% on everything, unlimited
- Redemption: cash back
- Amex Offers
- $99 AF, free additional cards
Brim WE
- 2% everything, up to 25K
- Redemption: cash back
- No FX
- Bonus points through Brim Rewards
- $199 AF, $50 per additional card
CWB WE
- 2% everything, up to 25K
- Redemption: cash back
- Bonus points through CWB partners
- $120 AF, $50 per additional card
MBNA RWE
- 2% on everything, unlimited
- Best redemption type: travel, e-gift cards. Down to 1.67% return on cash back redemption
- Price protection insurance
- $120 AF, free additional cards
Brim World MC
- 1.5% on everything, up to 25K
- Redemption: cash back
- No FX
- Bonus points through Brim Rewards
- $99 AF, $30 per additional card
HSBC WE
- 3% on travel, 1.5% on everything else
- Best redemption type: travel
- 10% off selected hotel booking on Expedia
- No FX
- Net $49 AF
Rogers WE
- 1.5% on everything
- Redemption: cash back
- Annual spending requirement: 15K+
- No AF
Last edited by EdisonL299 on Apr 13th, 2021 1:53 am, edited 2 times in total.
💳 Amex Cobalt - MBNA RWE - Brim WE
😊 Amex Platinum - Bonvoy Brilliant Amex - CIBC Aeroplan VIP
😊 Amex Platinum - Bonvoy Brilliant Amex - CIBC Aeroplan VIP