Beneva (La Capitale) Legal Access Insurance (Quebec Resident) - Insured for Notary Fees, or no?

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Dec 7th, 2022 9:34 am

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Dec 6th, 2022 7:00 pm

harith86 [OP]: Newbie; Feb 23, 2017; 97 posts; 18 upvotes; Oakville

Dec 6th, 2022 7:00 pm

Beneva (La Capitale) Legal Access Insurance (Quebec Resident) - Insured for Notary Fees, or no?

Hello,

I am a client with La Capital, now Beneva, and I have a legal access insurance with them in Quebec: https://www.beneva.ca/en/legal-assistan ... -insurance

I am selling a property, and purchasing another one here in Quebec, so I will need a notary for the two transactions. Will this insurance help me get reimbursement on notary fees? Not sure if only people who are familiar with this type of insurance can help? or anyone who has an experience with this.

Thanks,

3 replies

Dec 7th, 2022 8:14 am

elpaso: Deal Addict; Aug 15, 2009; 2594 posts; 2182 upvotes; Montreal

Dec 7th, 2022 8:14 am

Call and ask them ?

+1

Dec 7th, 2022 8:34 am

airodyssey: Deal Addict; Jul 28, 2012; 1044 posts; 479 upvotes; Trois-Rivières, QC

Dec 7th, 2022 8:34 am

When I bought my first home in 2012, the La Capitale agent said that I would get a $60 reimbursement on the notary fees -- which would offset the ±$60 the extra insurance would cost. The amount might be different today, but my point is don't expect a substantial refund. As another user said, call Beneva directly.

Dec 7th, 2022 9:34 am

M8Rxmjsik: Deal Addict; Jan 30, 2012; 1681 posts; 1073 upvotes; TORONTO

Dec 7th, 2022 9:34 am

Maybe you should READ THE POLICY

Or post it here.

Many years ago I read my homeowner's policy, it had a number of exclusions, such as war, terrorism and nuclear accident (these are commonly excluded from most insurance policies). To my surprise, there was a clause covering me if I was given counterfeit currency by a bank or merchant. Never had to make a claim though.

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