Credit Cards

Best Credit Card for Large Purchase?

  • Last Updated:
  • Aug 22nd, 2018 5:38 pm
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[OP]
Deal Addict
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Dec 21, 2009
1387 posts
113 upvotes
Niagara Falls

Best Credit Card for Large Purchase?

I’m looking to make a $5000 purchase and would like to charge it to a credit card where I can gain some kind of reward, points, travel, cash back.

A card with a low introductory interest rate would be great to spread out the purchase a bit. Can not be for balance transfers. Direct purchase or cash advance only.

What would my best bet be here?

Credit is good, income is 60k.
4 replies
Sr. Member
Apr 14, 2006
614 posts
373 upvotes
St Johns
It depends on what kind of reward is important to you.
Based on my wallet I'd use HSBC WE Mastercard would give you 6 points (3%) on travel or 3 on everything else (1.5%) + FYF + $100 credit

Amex Platinum would give you a lot of upfront rewards (if they accept Amex)


Nurse2B wrote: I’m looking to make a $5000 purchase and would like to charge it to a credit card where I can gain some kind of reward, points, travel, cash back.

A card with a low introductory interest rate would be great to spread out the purchase a bit. Can not be for balance transfers. Direct purchase or cash advance only.

What would my best bet be here?

Credit is good, income is 60k.
[OP]
Deal Addict
User avatar
Dec 21, 2009
1387 posts
113 upvotes
Niagara Falls
The $5000 purchase itself will be wedding related.

As far as rewards, travel points and/or cash back would be ideal. Although if a $5000 purchase will only get me a few bucks towards travel, that particular card wouldn’t be worthwhile.
Deal Addict
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Feb 19, 2014
3039 posts
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Langley
I would say the AMEX Gold card.

25,000 MR points after $1500 purchases after 3months.

Or the AMEX Platinum = 50,000 MR points

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