Credit Cards

Best current credit card sign up offer + cashback % (or points that can be turned to gift card)

  • Last Updated:
  • Jan 21st, 2022 5:58 am
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[OP]
Member
Apr 10, 2013
363 posts
73 upvotes

Best current credit card sign up offer + cashback % (or points that can be turned to gift card)

I need to spend quite a bit of $thousands in the next few months, mostly on "general services/stores" that don't typically fall into categories of special cashback %

So I am looking to sign up for a new credit card that would give maximum total for:
  • sign up bonus + additional bonus $ (gcr, etc)
  • FYF - or high bonus % such that the fee for 1 year is worth it
  • Cashback % (or points that can be turned to GC is fine too) - ultimately higher % the better
Income threshold / credit rating shouldnt be an issue. Recommendations?
5 replies
Deal Addict
Jun 1, 2015
1054 posts
397 upvotes
Calgary, AB
DaVibe wrote: Likely something with AMEX
OP hasn't even mentioned which store(s) he/she intends on making these purchases. Many retailers don't accept amex
Deal Fanatic
Jan 21, 2014
6491 posts
3898 upvotes
Last year, we had to spend $7.5K on the 2 AC units, we applied for 2 Amex SCP cards. We got charged 1.5% more for paying Amex but got back 10%, so that was worth it
Deal Addict
Nov 29, 2006
1869 posts
1227 upvotes
I recommended these 2 in another thread but I'll copy/paste it here:

Scotiabank AMEX Gold
$120 GCR Rebate
First Year Free
$400 statement credit/travel
$7500 spend first year requirement
NET: $520

HSBC World Elite
$50 GCR Rebate
First Year Free
Second Year Free
$450 statement credit/travel Year 1
$50 statement credit/travel Year 2
$6000 spend requirement in first 180 days
NET: $500 1st year + $50 2nd year ($550 total)

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