Best Mastercard for using PayTM?

donduck wrote: ↑ I am contemplating to apply for the MBNA Rewards World Elite card for paying the bills hoping to get 2% back, but have seen MBNA treats PayTM as CASH ADVANCE. Can someone confirm this?


Currently I am using Walmart's MC that pays 1%.
I also tried Tangerine MC but was only awarded 0.5% as they do not consider PayTM bills as a recurring bill.

What do you recommend to maximize the rewards/cashback using PayTM?

5168898 wrote: ↑ ROGERS MC, 1.75%

donduck wrote: ↑ unfortunately (luckily), i don't have any services with rogers. the rewards from rogers are useless to me!

TotalDistinction wrote: ↑ I use the MBNA Rewards World Elite card to pay some bills using PayTM and the transactions are not treated as a CASH ADVANCE. Where did you get this information from? I just checked my statement to confirm and this is not the case.

I use my card for everything and have probably gotten back about $800 in the past year as a cash reward (statement credit). Nice tradeoff for an $89 annual fee.

donduck wrote: ↑ I was reading up a very long PayTM thread and some got charged as CASH ADVANCE when they paid their property tax using their MBNA WE via PayTM.

I want to pay property tax (richmond hill) using MBNA WE... can anyone confirm if it is treated as CASH ADVANCE or not?

donduck wrote: ↑ I was reading up a very long PayTM thread and some got charged as CASH ADVANCE when they paid their property tax using their MBNA WE via PayTM.

I want to pay property tax (richmond hill) using MBNA WE... can anyone confirm if it is treated as CASH ADVANCE or not?

tongyiba wrote: ↑ Somebody with MBNA RWE and used it to pay property tax via PayTM please confirm this. I plan to pay my property tax with my MBNA RWE (via PayTM) this year.