Best MC CC for Costco Spend

Wpgleafs wrote: ↑ Hey everybody. Wondering what credit card everyone uses for their Costco spend? With the Rogers WE MC devaluing and introducing 15k minimum spend, I’m considering other options to maximize my rewards. Unfortunately we only have Mastercards to choose from.

It seems like some good options currently are:
- Rogers WE MC @ 1.75%, then 1.5% come June if min is met (no AF)
- RBC WJ WE MC @ 1.5% WJD (has AF)
- HSBC WE MC @ 2% (has AF)
- Collabria WE MC @ 2% (has AF)
- MNBA WE MC @ 2 points/$1 (has AF)

There are the Brim MC options (some with AF) and the CTWE (no AF) as well.
What is the best option for you for regular Costco spend and why?

Wpgleafs wrote: ↑Hey everybody. Wondering what credit card everyone uses for their Costco spend? With the Rogers WE MC devaluing and introducing 15k minimum spend, I’m considering other options to maximize my rewards. Unfortunately we only have Mastercards to choose from.

It seems like some good options currently are:
- Rogers WE MC @ 1.75%, then 1.5% come June if min is met (no AF)
- RBC WJ WE MC @ 1.5% WJD (has AF)
- HSBC WE MC @ 2% (has AF)
- Collabria WE MC @ 2% (has AF)
- MNBA WE MC @ 2 points/$1 (has AF)

There are the Brim MC options (some with AF) and the CTWE (no AF) as well.
What is the best option for you for regular Costco spend and why?

junggoo wrote: ↑ Off topic but perhaps you should consider using Visa for your Costco spend. I always meet my MSR on Visa through spending at Costco.

Don't give me the but Costco only takes mastercard talk please.

Manatus wrote: ↑going to max out my "10% on $2,000 of anything" welcome bonus on a big Costco Cash card (you can use Visa online at Costco)

RedRon wrote: ↑ Can you explain? You're able to use Visa at Costco?

RedRon wrote: ↑ Can you explain? You're able to use Visa at Costco?

Kiraly wrote: ↑ Just a warning. The one and only time I bought gift cards online from Costco, they were delivered by someone who just dropped the envelope on my doorstep for anyone to steal. Didn't bother pushing it through my mail slot like Canada Post does. I've never ordered GCs from Costco online since.

Kiraly wrote: ↑ Just a warning. The one and only time I bought gift cards online from Costco, they were delivered by someone who just dropped the envelope on my doorstep for anyone to steal. Didn't bother pushing it through my mail slot like Canada Post does. I've never ordered GCs from Costco online since.

titaniumtux wrote: ↑ Costco Cash cards (online) or Curve

FutureHeartsJunkie wrote: ↑ Only problem is - Curve isn't available in Canada (in my opinion)....:'(

I wonder if anyone who lives in Canada - manages to get around the restriction...

Manatus wrote: ↑ The big thing for me is whether the $15k minimum is a Rogers WE thing, or whether as speculated it is going to be forced on all WEs by Mastercard - and if so, whether or not it is actually going to be enforced (compared to the WE income requirements that everyone and their mother just lies about and the banks don't care).

IF all WEs are going to need a $15k minimum, I think Costco becomes irrelevant as you will basically be limited to picking one of them, and your Costco spend isn't going to be the key driver. If that happens, maybe an AF isn't going to be a big deal as if you pick (for example) the Collabria WE, you might be combining all your purchases that you currently use several WEs for, rather than just replacing your Rogers WE 1 for 1.

My current line of thinking is that I'm not going to bother with a MC for Costco until I see how everything shakes out. I just applied for the Scotia Momentum Visa, going to max out my "10% on $2,000 of anything" welcome bonus on a big Costco Cash card (you can use Visa online at Costco), and $2,000 worth of Costco visits later maybe we'll have a better idea of what's going on with all the MCs.