Automotive

Best options for high risk insurance?

  • Last Updated:
  • Mar 28th, 2022 4:07 pm
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Mar 28th, 2022 12:45 pm
mtmp4k [OP]
Member
Feb 22, 2017
213 posts
75 upvotes

Mar 28th, 2022 12:45 pm

Best options for high risk insurance?

Hey guys, I have 3 minor convictions. Had I known better I would have engaged legal professionals to take care of them and not just plead guilty.

I was wondering what is the best option to go about getting high risk insurance?

One of my tickets should expire by next year. I am driving an older used car for now.

Should I only get liability and not get comprehensive coverage?
4 replies
Mar 28th, 2022 1:17 pm
xuanzh
Deal Addict
Oct 28, 2015
2093 posts
1193 upvotes
Vaughan, ON

Mar 28th, 2022 1:17 pm

Insurance company usually forgive your first minor conviction.....

but how did you end up with 2 more?
Mar 28th, 2022 2:22 pm
CNeufeld
Deal Guru
User avatar
Mar 23, 2008
13006 posts
9971 upvotes
Edmonton

Mar 28th, 2022 2:22 pm

mtmp4k wrote: ↑ Hey guys, I have 3 minor convictions. Had I known better I would have engaged legal professionals to take care of them and not just plead guilty.

I was wondering what is the best option to go about getting high risk insurance?

One of my tickets should expire by next year. I am driving an older used car for now.

Should I only get liability and not get comprehensive coverage?
If you're driving an older used car and can afford to either be without a car for awhile, or can afford to replace it yourself if you get in an accident, then you can get away without comprehensive insurance.

C
+3
Mar 28th, 2022 4:07 pm
COSMIC5
Deal Fanatic
User avatar
Aug 11, 2008
9374 posts
1928 upvotes
Ontario

Mar 28th, 2022 4:07 pm

no they don't usually forgive your first minor conviction unless you have conviction protection coverage on your policy.
xuanzh wrote: ↑ Insurance company usually forgive your first minor conviction.....

but how did you end up with 2 more?
RIBO LICENCED INSURANCE BROKER, over 35 years experience

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