Beware of Medical Insurance Flip-Flops on COVID Coverage
I have medical travel insurance through my AmEx Platinum card. I informed them that I would be required to travel to the US for business purposes and inquired if there were any COVID-19 related medical coverage exclusions. They told me that I would be fully covered even for COVID provided the trip was classified as "Essential Travel" and they confirmed that business travel was classified as Essential. Since I have an imminent upcoming trip, I again asked the same question with the request that he confirm his answer with his manager and was given the same answer that I would be fully covered even for COVID illnesses. I then asked if they could provide a statement in writing to that effect and his manager immediately reversed his decision and said that their insurance would not cover any COVID related medical even for Essential travel.
As a warning, if you are planning to travel make sure you get a statement "in writing" from your insurance provider stating that they will cover you for COVID.
As a warning, if you are planning to travel make sure you get a statement "in writing" from your insurance provider stating that they will cover you for COVID.