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BMO

BMO World Elite Mastercard FYF & 40,000 points

Last Updated:
Nov 21st, 2020 4:36 pm

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Nov 15th, 2020 1:24 pm

phoreoneone [OP]: Deal Addict; Oct 8, 2011; 1733 posts; 6084 upvotes

Nov 15th, 2020 1:24 pm

[BMO] BMO World Elite Mastercard FYF & 40,000 points

Deal Link:: https://www.bmo.com/main/personal/credi ... astercard/
Retailer:: BMO

More offers from BMO

Get 30,000 points when you spend $3,000 in the first 3 months plus 10,000 points on your first anniversary; on average, 10,000 points are worth $54 (when redeeming for a gift card), and 40,000 points have a $285 travel value.

Also, open up a BMO Premium Chequing Account to get a $150 credit towards yearly MasterCard fees and earn up to $350 in cash.

19 replies

Nov 15th, 2020 2:23 pm

Arrgh: Deal Fanatic; Feb 15, 2006; 9127 posts; 3773 upvotes; Toronto

Nov 15th, 2020 2:23 pm

We had this card. The bonus and the 4 lounge passes were good, when we traveled last year. Too bad, not traveling for a while.

+6

Nov 21st, 2020 12:15 am

Me262A1: Banned; Sep 14, 2020; 437 posts; 250 upvotes

Nov 21st, 2020 12:15 am

Is there a timeframe where one is not eligible if this credit card was owned in the past? For example scotia passport is 2 years. Does this have anything similar? I searched in the T&C and couldn't find anything. I closed my BMO world elite beginning of this year. Only thing I could find is

This offer is not available to current or former BMO World Elite Mastercard cardholders who reinstate a closed account or open a new account during the Offer Period. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for this offer. If you cancel your card within ninety (90) days of account opening, the welcome bonus will be cancelled. This offer may be withdrawn or changed without notice.

But how long is a "former cardholder who open a new account"?

Also AFAIK 30k pts is $200 in investment, which can be a savings account too.

+1

Nov 21st, 2020 12:48 am

phoreoneone [OP]: Deal Addict; Oct 8, 2011; 1733 posts; 6084 upvotes

Nov 21st, 2020 12:48 am

junggoo wrote: ↑ Stop starting new Hot deals threads for credit card promotions that go through the entire year and realistically do not expire.

Ah I had no idea, but don’t worry, I’ll run future threads by you before I post them next time.

+19

Nov 21st, 2020 12:51 am

shamans: Deal Addict; Nov 11, 2008; 1725 posts; 952 upvotes; Vancouver

Nov 21st, 2020 12:51 am

junggoo wrote: ↑Stop starting new Hot deals threads for credit card promotions that go through the entire year and realistically do not expire.

phoreoneone wrote: ↑ Ah I had no idea, but don’t worry, I’ll run future threads by you before I post them next time.

Maybe better off here:
credit-cards-f189/
and here:
bmo-world-elite-mastercard-2114812/

But ultimately it's a long-lived product and the offer might change slightly from time to time with tons of discussion over time.

+2

Nov 21st, 2020 9:10 am

minimalist: Deal Fanatic; Feb 1, 2006; 5377 posts; 1817 upvotes; Ontario

Nov 21st, 2020 9:10 am

So to get these "anniversary bonus points" you need to pay the 2nd year AF?

Cards:HSBC WE MC 1.5%/3% travel 0 FX MC acceptance 31 day med AF $49
CTC WE MC 3% grocery, 3.54% CTC, RA, billpay, AF $0
MBNA RWE 5.4% grocery/resto
Bank: EQ (1.5%)

+1

Nov 21st, 2020 10:16 am

Airbum88: Deal Addict; Sep 18, 2004; 1196 posts; 468 upvotes

Nov 21st, 2020 10:16 am

If I have a BMO rewards account , can I combine the points with another BMO rewards account ?

Nov 21st, 2020 10:41 am

ceredon: Deal Guru; Sep 28, 2010; 10900 posts; 3172 upvotes

Nov 21st, 2020 10:41 am

Arrgh wrote: ↑ We had this card. The bonus and the 4 lounge passes were good, when we traveled last year. Too bad, not traveling for a while.

Me too. Really found the lounge passes worth it over the years, except the few times that the lounges were at capacity and the wait to get it was too long to risk missing a flight. Hasn’t been a problem normally, but a few times.

Was a bit of a waste this year. I was hoping they’d waive the fee for 2020 since we can’t use it...or maybe let us carry over to next year. Or the next.

…

Nov 21st, 2020 10:43 am

vaporize: Deal Addict; Feb 6, 2005; 1691 posts; 304 upvotes; Toronto

Nov 21st, 2020 10:43 am

When I used this BMO to book travel, they put us on the worst stand-by flights (lowest class air tickets), so maybe never again.

Redeeming for giftcards is fine I guess. The 4 priority pass is also useful.

Debating between this and National Bank's travel card offer.

Nov 21st, 2020 10:47 am

fireball8992: Jr. Member; Oct 12, 2012; 143 posts; 270 upvotes

Nov 21st, 2020 10:47 am

Worth noting you can now redeem to BMO savings accounts in the Invest section at a 15K per $100 redemption rate. Slightly worse than travel (14K per $100), but stronger than redeeming for gift cards/pay with points.

Nov 21st, 2020 11:52 am

PTMBAA: Sr. Member; Jan 8, 2009; 864 posts; 1188 upvotes

Nov 21st, 2020 11:52 am

This is old news dude

+2

Nov 21st, 2020 12:22 pm

antonv: Banned; Jun 13, 2020; 175 posts; 160 upvotes

Nov 21st, 2020 12:22 pm

Arrgh wrote: ↑ We had this card. The bonus and the 4 lounge passes were good, when we traveled last year. Too bad, not traveling for a while.

How do you get the lounge passes? Do you need to call them?

Nov 21st, 2020 12:47 pm

vaporize: Deal Addict; Feb 6, 2005; 1691 posts; 304 upvotes; Toronto

Nov 21st, 2020 12:47 pm

BMO World Elite Mastercard applications must be received between July 10, 2020 and October 31, 2021 (the “Offer Period”) to be eligible for this offer. 30,000 BMO Rewards welcome bonus points will be applied to your BMO Rewards Collector Account after you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first three (3) months after the account open date. 30,000 BMO Rewards welcome bonus points will be credited to your Collector Account within three (3) business days following the qualifying $3,000 spend. Receive an additional 10,000 BMO Rewards points anniversary bonus twelve (12) months after the Credit Card account open date if your account is in good standing at the time you qualify for the anniversary bonus. The primary cardholder annual fee of $150 will be rebated in the first year and will appear as a fee and a credit on the primary cardholders first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. Offer does not apply to the Additional Card annual fee. This offer is not available to current or former BMO World Elite Mastercard cardholders who reinstate a closed account or open a new account during the Offer Period. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for this offer. If you cancel your card within ninety (90) days of account opening, the welcome bonus will be cancelled. This offer may be withdrawn or changed without notice.

https://www.bmo.com/popups/main/persona ... footnote-1

You sure this offer is still live?

Nov 21st, 2020 12:48 pm

Arrgh: Deal Fanatic; Feb 15, 2006; 9127 posts; 3773 upvotes; Toronto

Nov 21st, 2020 12:48 pm

antonv wrote: ↑ How do you get the lounge passes? Do you need to call them?

You're get the instructions. We loaded the app on our respective cellphones. Supposedly you can also just charge it to your card, and it knows the reimburse you, I didn't do it that way, just used the app as I can also see how many passes were used and outstanding.

Nov 21st, 2020 1:25 pm

phoreoneone [OP]: Deal Addict; Oct 8, 2011; 1733 posts; 6084 upvotes

Nov 21st, 2020 1:25 pm

junggoo wrote: ↑ Look I don't care about your asinine aggressive attitude but you ALWAYS do this for almost any credit card 'deal' you run into. Do you not understand the point of Hot Deals? Run it through your social awareness and your brain, not through me.

Ongoing deals doesn't get you as much attention but it'd be much more appropriate for your posts of credit card sign up bonuses.

Always lovely getting criticism from people who have NEVER shared a deal to this forum. I've only ever posted 3 credit card deals: this one, PC Mastercard $100 PC point bonus, and a WestJet credit card promo... what are you talking about mate?

Nov 21st, 2020 3:04 pm

ceredon: Deal Guru; Sep 28, 2010; 10900 posts; 3172 upvotes

Nov 21st, 2020 3:04 pm

antonv wrote: ↑ How do you get the lounge passes? Do you need to call them?

Originally, you also received a lounge pass card that you would show at the lounge. Now you just show/swipe your MasterCard at the lounge. Or it was that way back in 2019 before the world ended.

…

Nov 21st, 2020 4:00 pm

Me262A1: Banned; Sep 14, 2020; 437 posts; 250 upvotes

Nov 21st, 2020 4:00 pm

Anyone had this card before, cancelled, and applied for it again and got the FYF and points again? Their T&C does not mention a timeframe

Nov 21st, 2020 4:17 pm

grumble: Deal Addict; Mar 22, 2017; 2597 posts; 3535 upvotes; West GTA

Nov 21st, 2020 4:17 pm

I've used this card for a while, it's a fantastic travel card (airport lounge passes, travel insurance included, points pay for all of the flights, taxes and other included with no blackouts). I wouldn't say this is the best year for it given the lack of traveling, but if you're the type that travels on a plane twice a year, it's a great option.

Nov 21st, 2020 4:22 pm

yesnomaybe: Deal Addict; Dec 29, 2012; 2178 posts; 2250 upvotes; Toronto

Nov 21st, 2020 4:22 pm

antonv wrote: ↑
How do you get the lounge passes? Do you need to call them?

ceredon wrote: ↑ Originally, you also received a lounge pass card that you would show at the lounge. Now you just show/swipe your MasterCard at the lounge. Or it was that way back in 2019 before the world ended.

Or you can just install the MasterCard Airport Experiences app and have them scan the QR code

Nov 21st, 2020 4:36 pm

ceredon: Deal Guru; Sep 28, 2010; 10900 posts; 3172 upvotes

Nov 21st, 2020 4:36 pm

yesnomaybe wrote: ↑ Or you can just install the MasterCard Airport Experiences app and have them scan the QR code

Oh yeah, maybe. I forgot about that app. It used to be the priority app. Last travelled in June 2019 and I don’t exactly remember. I thought I just swiped the MasterCard.

…

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