1. I was planning on getting this card and paying my wife's tuition fees on it for her September semester. Fees would be around $2000 and plus I will be spending at usual groceries and gas. Does tuition fees count?
2. In order to get $200 on $2000, do I have to spend $2000 first and then get the $200 or is it cumulative as in I will be getting 10% cashback every statement for up to $2000 spend?
3. I don't have a BMO debit account. Does the cashback show up as a credit on credit card or do I need their debit account?
Thank you all