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BMO

First Time Cardholders - BMO Air Miles WE MC FYF + 3500 AMs (~$368 in AM Cash), BMO AM MC 2000 AMs (~$210 in AM Cash)

  • Last Updated:
  • Jun 5th, 2022 7:49 am
[OP]
Deal Addict
Dec 20, 2010
2331 posts
6306 upvotes
Toronto

[BMO] First Time Cardholders - BMO Air Miles WE MC FYF + 3500 AMs (~$368 in AM Cash), BMO AM MC 2000 AMs (~$210 in AM Cash)

Saw this today on the air miles app. This seems to be the highest AM bonus for both cards but the extra 500 Air Miles is limited to first time cardholders.
BMO.png
◊* This offer is only available to collectors who get their first BMO AIR MILES credit card (“New BMO Credit Card Cardholder”) during the offer period (collectively “New Credit Card Cardholders”).

For collectors who currently hold any BMO AIR MILES credit card, or who had any BMO AIR MILES credit card account prior to March 9, 2022, your BMO AIR MILES credit card application may be approved, but you will not be eligible for the offer in connection with any BMO AIR MILES credit card. To qualify for this offer, New Credit Card Cardholders must (a) apply for an eligible AIR MILES credit card (defined below) via an approved channel between March 9, 2022, and April 24, 2022, and (b) meet all Welcome Bonus Offer requirements set out for the Eligible Card. Criteria, offer periods and spend requirements may vary for each Welcome Bonus Offer. Please see the terms and conditions of each unique Welcome Bonus Offer for specific details.

Limit of one offer per New BMO Credit Card Cardholder per collector number. Your Eligible Card account must be in good standing at the time the Bonus Miles are awarded. After April 24, 2022, your credit card application may be accepted but you will not be eligible for any portion of the offer. Please allow up to eight weeks from the date the Bonus Miles were earned for the bonus to be awarded to your collector account.

BMO AIR MILES credit cards:
Eligible BMO AIR MILES credit cards: BMO AIR MILES World Elite Mastercard and BMO AIR MILES Mastercard (each an “Eligible Card” and collectively “Eligible Cards”). Approved application channels: Offer applies to BMO Eligible Card applications received via AIR MILES digital, email or web channels in connection with the Welcome Bonus offers for 3,000 AIR MILES Bonus Miles or 1,500 AIR MILES Bonus Miles only. Additional terms and conditions: The Eligible Card application approval must be received by the New BMO Credit Card Cardholder by May 9, 2022, to qualify. If you cancel your card within thirty (30) days of accepting the offer, the Bonus Miles will be cancelled. This offer is in addition to the welcome offer connected to the specific Eligible Card but cannot be combined with any other offer. LoyaltyOne, Co is responsible for fulfillment of this offer.
For the AM WE card:
1. BMO AIR MILES World Elite Mastercard applications must be received between December 17, 2020 and October 31, 2022 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible for the Offers.

AIR MILES Bonus Miles Offer: Receive 3,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in net card purchases within the first three (3) months from the credit card open date. The Bonus Miles will be credited to the primary credit cardholder’s collector account within ninety (90) business days following the qualifying $3,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream Accounts) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program terms and conditions. Limit of one (1) AIR MILES Bonus Miles Offer per collector number. If the credit card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled.

The primary cardholder annual fee of $120 will be waived in the first year and will appear as a fee and a credit on the primary cardholder’s first statement. After the first year, the annual fee will appear on your credit card statement twelve (12) months after the credit card open date. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.

These offers are subject to change or can be withdrawn without notice.
For the regular AM card:
9. BMO AIR MILES Mastercard applications must be received between December 17, 2020 and October 31, 2022 (the Offer Period). 1,500 AIR MILES Bonus Miles offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. 1,500 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first three (3) months from the credit card open date. The 1,500 Bonus Miles will be credited to the primary credit cardholders collector account within ninety (90) business days following the qualifying $1,000 spend. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one bonus offer per collector account. If you cancel your card within ninety (90) days of opening your account, the bonus Reward Miles will be cancelled. This offer may be changed, extended or withdrawn at any time without notice. Use the Cash Miles in your AIR MILES Cash account in-store in increments of 95 Cash Miles for every $10 towards your purchases at participating AIR MILES Partner locations (gift cards and near-cash products are excluded and other exclusions may also apply) and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 worth of value from participating reward partners. Standard daily Cash Miles usage limits and Terms and Conditions apply. All rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca.
Full terms in the URL.
42 replies
Deal Addict
Apr 7, 2020
1621 posts
5456 upvotes
seems good. can I cancel the WE card before the end of the first year?
Deal Addict
Dec 28, 2007
1181 posts
773 upvotes
jcamldn wrote: seems good. can I cancel the WE card before the end of the first year?
I don't see why not. You could also downgrade to the free card.
Deal Addict
User avatar
Jun 15, 2005
2008 posts
1823 upvotes
jcamldn wrote: seems good. can I cancel the WE card before the end of the first year?
Yes. I have done this multiple times with the WE card.
Sr. Member
User avatar
Apr 24, 2013
881 posts
661 upvotes
Waterloo
I do not see the APPLY NOW button on the airmiles.ca site. If applying through BMO site it doesn't give the welcome offer from the airmiles site
Sr. Member
User avatar
May 29, 2003
855 posts
379 upvotes
Montreal
nimfomanijak wrote: I do not see the APPLY NOW button on the airmiles.ca site. If applying through BMO site it doesn't give the welcome offer from the airmiles site
Maybe it is your ad blocker or browser (Brave with Shields UP). Otherwise, private mode should show the button.
Deal Addict
Apr 8, 2020
1120 posts
1792 upvotes
*when you spend $3,000 or $1,000 depending on the card in three months.
Deal Addict
Aug 17, 2008
1435 posts
1260 upvotes
Toronto
Arkaine wrote: Yes. I have done this multiple times with the WE card.
Multiple times? Did you get the sign up bonus each time or more than once?

Note: no need to down grade after the first year. I got the card a few years ago, and called in each year to cancel. Each time, they offered me another free year. World elite black card.
The Golden Rule: those who have the gold, make the rules
Deal Addict
Apr 22, 2012
1159 posts
346 upvotes
TORONTO
Not necessary for free renewal. It depends on the CSR.
I am not sure whether you get the bonus AM this time for people chum the card. This time it does say NEW card holder.
Deal Addict
Nov 8, 2011
1602 posts
968 upvotes
Not NEPEAN
Can one apply for both the WE and non-WE cards?
Deal Addict
Aug 17, 2008
1435 posts
1260 upvotes
Toronto
nickwa wrote: Can one apply for both the WE and non-WE cards?
Yes. Not sure why you would though.
The Golden Rule: those who have the gold, make the rules
Sr. Member
User avatar
Apr 24, 2013
881 posts
661 upvotes
Waterloo
ioXt_2 wrote: Maybe it is your ad blocker or browser (Brave with Shields UP). Otherwise, private mode should show the button.
Yup it was that. I forgot about ad block :D
Newbie
Dec 17, 2013
51 posts
19 upvotes
Markham
BMO AIR MILES World Elite Mastercard applications must be received between December 17, 2020 and October 31, 2022 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible for the Offers.
Does anyone know if this means you don't qualify if you got the bonus and cancelled this card last year?
Deal Addict
User avatar
Jun 15, 2005
2008 posts
1823 upvotes
pererac wrote: Multiple times? Did you get the sign up bonus each time or more than once?

Note: no need to down grade after the first year. I got the card a few years ago, and called in each year to cancel. Each time, they offered me another free year. World elite black card.
I have never seen this extra 500 miles offer before, but I have been approved for this card 3 times now with the 3000 air miles SUB each time.
I usually wait 12 months from the time of cancellation before applying again.

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