Buy and hold actually a bad strategy?
So I asked her to dig into the history. turns out it was actually XDV she bought at 26 dollars in 2018. price now 22.16.
Which got me to thinking. Lots of stuff is like this. Really the only thing "buy and hold" worked on was Nasdaq and to a lesser degree, the s&p which is also just a tech fund at this point, since tech is the only thing propping it up.