Buying private health insurance for family
My old employer had had health benefits, so I'm looking into getting something privately.
I've read a lot about comparing your actual costs vs what it would cost for a plan. Which I plan on doing a spreadsheet. But I'm curious how many people actually pay for health benefits separately. And what are the best choices in Canada (Ontario). I also went to University, so there seems to be options available through my University Alumni program.
Growing up, my mother always had health benefits from work. My dad was self employed, so used hers. When they split up, he just paid for things out of pocket.
I am also married, with two small children. So this is the main driver for my decision to look into benefits. My wife works part time, and her employed does not offer benefits.