Personal Finance

Can anyone identify this transaction?

  • Last Updated:
  • Feb 11th, 2021 9:44 pm
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[OP]
Newbie
User avatar
Jul 22, 2015
26 posts
52 upvotes
Aurora, ON

Can anyone identify this transaction?

Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.
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10 replies
Deal Addict
User avatar
Oct 13, 2007
3510 posts
2165 upvotes
Edmonton
Valour002 wrote: Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.
RFD members only question debits. Credits are just accepted and look the other way.
[OP]
Newbie
User avatar
Jul 22, 2015
26 posts
52 upvotes
Aurora, ON
Well this is precisely why I'm asking here and not my bank... If I ask them they will probably take it. :P
Deal Expert
May 30, 2005
45020 posts
5572 upvotes
Richmond Hill
MSPs are typically for direct deposit payments, for example, from a payment processor, Paypal, Etsy, etc. Have you sold something lately?
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Deal Addict
User avatar
Oct 13, 2007
3510 posts
2165 upvotes
Edmonton
Valour002 wrote: Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.
MSP is miscellaneous payments.
[OP]
Newbie
User avatar
Jul 22, 2015
26 posts
52 upvotes
Aurora, ON
I recently made a $1700 payment on my BMO car loan to pay it off. I've been wondering if this is a repayment of interest because I paid it off so much faster or something.
Side note, my wife does have an Etsy shop but the deposits always come up as WORLDPAY MSP.
[OP]
Newbie
User avatar
Jul 22, 2015
26 posts
52 upvotes
Aurora, ON
No, I don't have mobile payments enabled on my phone. I was mostly just wondering if anyone has seen this transaction and would know what it was. I mean, it really could be more descriptive!
Deal Addict
Oct 3, 2013
1487 posts
2079 upvotes
West
Spend it quick and close the account!!!!!!!!!!!!!!!!
Deal Addict
Nov 8, 2017
1519 posts
845 upvotes
Valour002 wrote: I recently made a $1700 payment on my BMO car loan to pay it off. I've been wondering if this is a repayment of interest because I paid it off so much faster or something.
Side note, my wife does have an Etsy shop but the deposits always come up as WORLDPAY MSP.
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