Can anyone identify this transaction?

Feb 11th, 2021 12:56 pm

#1

Valour002 [OP]: Newbie; Jul 22, 2015; 26 posts; 52 upvotes; Aurora, ON

Feb 11th, 2021 12:56 pm

Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.

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Feb 11th, 2021 1:16 pm

#2

starchoice: Deal Addict; Oct 13, 2007; 3510 posts; 2165 upvotes; Edmonton

Feb 11th, 2021 1:16 pm

Valour002 wrote: ↑ Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.

RFD members only question debits. Credits are just accepted and look the other way.

+7

Feb 11th, 2021 1:17 pm

#3

Valour002 [OP]: Newbie; Jul 22, 2015; 26 posts; 52 upvotes; Aurora, ON

Feb 11th, 2021 1:17 pm

Well this is precisely why I'm asking here and not my bank... If I ask them they will probably take it. :P

Feb 11th, 2021 1:20 pm

#4

Jon Lai: Deal Expert; May 30, 2005; 45020 posts; 5572 upvotes; Richmond Hill

Feb 11th, 2021 1:20 pm

MSPs are typically for direct deposit payments, for example, from a payment processor, Paypal, Etsy, etc. Have you sold something lately?

Artisan woodworker crafting live edge tables, end grain cutting boards, and other home decor
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+1

Feb 11th, 2021 1:21 pm

#5

starchoice: Deal Addict; Oct 13, 2007; 3510 posts; 2165 upvotes; Edmonton

Feb 11th, 2021 1:21 pm

Valour002 wrote: ↑ Hello,

I recently received a credit to my checking account, and I am wondering if anyone can help me to identify it. To be clear, this means I received money and I am trying to figure out where from.

Thank you in advance.

MSP is miscellaneous payments.

+3

Feb 11th, 2021 1:24 pm

#6

Valour002 [OP]: Newbie; Jul 22, 2015; 26 posts; 52 upvotes; Aurora, ON

Feb 11th, 2021 1:24 pm

I recently made a $1700 payment on my BMO car loan to pay it off. I've been wondering if this is a repayment of interest because I paid it off so much faster or something.
Side note, my wife does have an Etsy shop but the deposits always come up as WORLDPAY MSP.

+2

Feb 11th, 2021 1:38 pm

#7

Half Sweet: Newbie; Aug 15, 2009; 14 posts; 6 upvotes

Feb 11th, 2021 1:38 pm

Did you get a refund via mobile payment?

Feb 11th, 2021 1:42 pm

#8

Valour002 [OP]: Newbie; Jul 22, 2015; 26 posts; 52 upvotes; Aurora, ON

Feb 11th, 2021 1:42 pm

No, I don't have mobile payments enabled on my phone. I was mostly just wondering if anyone has seen this transaction and would know what it was. I mean, it really could be more descriptive!

Feb 11th, 2021 2:32 pm

#9

Phonophoresis: Deal Addict; Oct 3, 2013; 1487 posts; 2079 upvotes; West

Feb 11th, 2021 2:32 pm

Spend it quick and close the account!!!!!!!!!!!!!!!!

Feb 11th, 2021 7:56 pm

#10

User455957: Deal Addict; Nov 8, 2017; 1519 posts; 845 upvotes

Feb 11th, 2021 7:56 pm

Valour002 wrote: ↑ I recently made a $1700 payment on my BMO car loan to pay it off. I've been wondering if this is a repayment of interest because I paid it off so much faster or something.
Side note, my wife does have an Etsy shop but the deposits always come up as WORLDPAY MSP.

This

+1

Feb 11th, 2021 9:44 pm

#11

Valour002 [OP]: Newbie; Jul 22, 2015; 26 posts; 52 upvotes; Aurora, ON

Feb 11th, 2021 9:44 pm

Thanks, I believe so too.

+1