NO, it's too traumaticbaddoctor wrote: ↑Thinking about investing in the TD E-series index. Has anyone done that, or other index funds? If so, how have they worked for you? I'm looking for something passive, relatively safe and with good returns for the long-long term (think 30-35 years). This will basically be a retirement fund.
I think they are great for most investorsValueInvestor wrote: ↑They're great for the naive investors.
Actually they're great for pretty much every investor. People who think they can do better than index funds, over the long term, are those who are naive.ValueInvestor wrote: ↑They're great for the naive investors.
I took your "naive" as people who don't want to put in the effort while investing. I've set up the e-series account for my younger brother. Every week he get's paid, his money get's skimmed. He blows the rest on hookers and cocaine, but at least I know I won't have to pay his food bills when he's 65.ValueInvestor wrote: ↑sorry, I meant to say novice not naive investors.
They provide a simple, low-cost solution and broad diversification. Basically, passive investing done right.virgininvestor wrote: ↑What's so special about them other than they're cheap mutual funds?
This. Quite often investors do not take into account the profit destruction of commissions by buying individual stocks, it was fine for me when I was with VB but now that I am with TDDI i am only adding contributions to e-series funds.
Mawer US fund and bond funds aren't very good. I don't think they even outperform the benchmarks.TranscendentExp wrote: ↑There is absolutely no reason to buy TD e-series over Mawer mutual funds.
What is wrong with you people?
The whole passive investing thing is over-hyped.
(1) It's a bond fund. Only way you can outperform is by taking on more risk. Just go with the bond fund with the lowest fees.muppetslayer wrote: ↑Mawer US fund and bond funds aren't very good. I don't think they even outperform the benchmarks.
Index funds are great. My TFSA and RSP are all index funds. I only hold individual stocks in my non-registered account, but I prefer index investing.baddoctor wrote: ↑Thinking about investing in the TD E-series index. Has anyone done that, or other index funds? If so, how have they worked for you? I'm looking for something passive, relatively safe and with good returns for the long-long term (think 30-35 years). This will basically be a retirement fund.
