Personal Finance

Canada bank account non resident

  • Last Updated:
  • Feb 24th, 2018 8:23 pm
[OP]
Newbie
Feb 22, 2018
3 posts
1 upvote

Canada bank account non resident

Hi
I held a bank account with rbc until last year when the Canadian govt made it impossible for non residents to have a bank account due to changes in their laws. I use to live in Canada on a work visa hence the account but do not hold a passport nor am I a resident. Partner and I have a managed fund in Canada which pays monthly dividend and since we've no account we receive a cheque. Banking this in UK is almost impossible due to UK bank fees.
The fund manger doesn't pay into our UK bank account and will only send cheques. Also can't withdraw our money as lump sum either otherwise would've done that.
So does anyone know if there is a way for non resident to open a bank account at all? Not sure of possible to set up a business in Canada as non resident partnership?? as I did read this a way of opening a Canadian account but not certain if this is possible.
Anyhow if anyone knows anything then it's appreciated.
7 replies
Jr. Member
Dec 13, 2014
118 posts
78 upvotes
Niagara Region
.

Maybe try with HSBC ?

They offer (or used to offer) setting up bank accounts in other country for their customers, who were planning to move to this country.
But I think that you will need to start with opening an account with HSBC in your country of residence (if you haven't got one yet), and only later to try to get Canadian one.

.
Member
Feb 13, 2015
224 posts
85 upvotes
Toronto
Usually with a resident cosigner it is possible.
[OP]
Newbie
Feb 22, 2018
3 posts
1 upvote
Can you explain the co signer in detail please. I have cousins in Canada so maybe this info helps?
Member
Feb 13, 2015
224 posts
85 upvotes
Toronto
BobAust wrote: Can you explain the co signer in detail please. I have cousins in Canada so maybe this info helps?
Goto a bank in person, along with a person who can co-sign on your account. TD lets me do it several times. I have relatives who come to Canada every year or so for vacation and they use their own accounts for the most part. Some opened as early as last year.
Deal Addict
May 12, 2014
3435 posts
3826 upvotes
Montreal
BobAust wrote: Hi
I held a bank account with rbc until last year when the Canadian govt made it impossible for non residents to have a bank account due to changes in their laws.
I'm not sure what you are referring to here. Can you elaborate? Did RBC send you a letter asking that you close your accounts? What was the specific official reason?
[OP]
Newbie
Feb 22, 2018
3 posts
1 upvote
Canada govt changed their laws so only those with working visa, right to abode, Canada citizen to find bank account so those who don't have these documents can't have Canada bank account. Rbc asked for proof of residing, passport etc and if one can't supply these docs then all accounts have to be closed.
Jr. Member
Dec 13, 2014
118 posts
78 upvotes
Niagara Region
sahiljain22 wrote: Goto a bank in person, along with a person who can co-sign on your account. TD lets me do it several times. I have relatives who come to Canada every year or so for vacation and they use their own accounts for the most part. Some opened as early as last year.

What do you mean by co-signing ? Establishing a joint account ? Or giving some kind of guarantee ?


.

Top