Personal Finance

Canada Recovery Benefit (CRB) Resources and how to apply

  • Last Updated:
  • Dec 30th, 2020 9:04 pm
[OP]
Member
Jul 2, 2019
465 posts
913 upvotes
dadididit dadidadit

Canada Recovery Benefit (CRB) Resources and how to apply

https://www.canada.ca/en/revenue-agency ... nefit.html

The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA). If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period. If your situation continues past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27, 2020 and September 25, 2021.

OPEN FOR APPLICATION.

Who can apply
https://www.canada.ca/en/revenue-agency ... apply.html

If you are eligible for the Canada Recovery Benefit (CRB), you can receive $1,000 ($900 after taxes withheld) for a 2-week period.

Eligibility criteria
To be eligible for the CRB, you must meet all the following conditions for the 2-week period you are applying for:
(1) During the period you’re applying for
you were not working for reasons related to COVID-19
OR
you had a 50% reduction in your average weekly income compared to the previous year due to COVID-19

How to calculate the 50% reduction:
The 50% reduction is based on your average weekly employment or self-employment income from either 2019 or the previous 12 months. You will need to check that you meet this criteria for every period you apply for.
Example:
2019 or the last 12 months
$26, 000 (employment and self-employment income in 2019 or the last 12 months)
÷ 52
= $500 (average weekly income in 2019 or the last 12 months)
÷ 2
= $250 (50% of the average weekly income in 2019 or the last 12 months)

CRB 2-week period
$100 (employment and self-employment income for the CRB period)
÷ 2
= $50 (average weekly income for the CRB period)

The average weekly income for the CRB period must be less than 50% of the average weekly income in 2019 or the last 12 months. In this example, since $50 (average weekly income for the CRB period) is less than $250 (50% of the average weekly income in 2019 or the last 12 months), the individual would meet this criteria.

(2) You did not apply for or receive any of the following
- Canada Recovery Sickness Benefit (CRSB)
- Canada Recovery Caregiving Benefit (CRCB)
- short-term disability benefits
- workers' compensation benefits
- Employment Insurance (EI) benefits
- Québec Parental Insurance Plan (QPIP) benefits

(3) You were not eligible for EI benefits
(4) You reside in Canada
(5) You were present in Canada
(6) You are at least 15 years old
(7) You have a valid Social Insurance Number (SIN)
(8) You earned at least $5,000 (before deductions) in 2019, 2020, or in the 12 months before the date you apply from any of the following sources:
- employment income
- self-employment income
- maternity and parental benefits from EI or similar QPIP benefits

(9) You have not quit your job or reduced your hours voluntarily on or after September 27, 2020

(10) You were seeking work during the period, either as an employee or in self-employment
You may work while receiving the CRB:
You may earn employment or self-employment income while you receive the CRB. But the CRB has an income threshold of $38,000. You will have to reimburse $0.50 for every dollar of net income you earn above $38,000 on your income tax return for that year (2020 or 2021). You will not have to pay back more than your benefit amount for that year. We encourage you to consult Job Bank, Canada's national employment service that offers tools to help with your job search.

(11) You have not turned down reasonable work in the period you’re applying for
Penalty for refusing work:
If you refuse reasonable work, you will automatically lose 5 of the 13 CRB eligibility periods. If you refuse work again, this penalty will repeat.

You need all of the above to be eligible for the CRB.

Verifying your eligibility
The CRA will verify that you're eligible to receive the CRB. Individuals who are found to have intentionally made fraudulent claims may face additional consequences, such as penalties or possible jail time. To report any suspected misuse, go to: CRA's Leads program. If information is missing from your application, you may need to provide additional documentation to validate your application and complete the process.

How much you can get
https://www.canada.ca/en/revenue-agency ... -much.html

Periods you can apply for
https://www.canada.ca/en/revenue-agency ... apply.html

How to apply
https://www.canada.ca/en/revenue-agency ... apply.html

Keep getting your payments
https://www.canada.ca/en/revenue-agency ... ments.html

Return a payment
https://www.canada.ca/en/revenue-agency ... yment.html

Contact us about CRB
https://www.canada.ca/en/revenue-agency ... ntact.html
Last edited by 4Fox1RF on Oct 12th, 2020 8:41 pm, edited 3 times in total.
Thread Summary
Mod Edit: Please keep this thread on topic as a resource thread.
For discussion use: canada-recovery-benefit-crb-2407766/
Thanks!
73 replies
Newbie
Apr 13, 2009
26 posts
4 upvotes
So will they allow people who go on normal EI earn up to $38,000 per year before taking 50 cents on the dollar of their earnings too?
Sr. Member
User avatar
Nov 23, 2014
539 posts
472 upvotes
Toronto, ON
KrisYYC wrote: So will they allow people who go on normal EI earn up to $38,000 per year before taking 50 cents on the dollar of their earnings too?

CRB is not for those who are otherwise eligible for EI

CRB is for self employed,gig workers,Uber drivers, etc who do not contribute to EI
Newbie
Apr 13, 2009
26 posts
4 upvotes
unodos wrote: CRB is not for those who are otherwise eligible for EI

CRB is for self employed,gig workers,Uber drivers, etc who do not contribute to EI
Yes I understand that. But normally if you're eligible for EI and work part time while on EI they claw back your EI payment by 50 cents for every dollar earned with your part time job.

It wouldn't be fair if those who never contributed to EI in the first place to get $400/week and still be able to earn $38k without any clawback.
Sr. Member
Jun 18, 2015
570 posts
832 upvotes
Toronto, ON
KrisYYC wrote: Yes I understand that. But normally if you're eligible for EI and work part time while on EI they claw back your EI payment by 50 cents for every dollar earned with your part time job.

It wouldn't be fair if those who never contributed to EI in the first place to get $400/week and still be able to earn $38k without any clawback.
$500/week now! :)
Sr. Member
Feb 27, 2010
803 posts
430 upvotes
Can real estate agents apply for the crb? And to qualify do u need to apply for other jobs not within your field like if you are not retail or grocery? Or can u qualify by looking for work by trying to attract more clients in your field?or if u are selling a home for a client and u need to concentrate on helping them make a sale does that count as looking for work?
Moderator
User avatar
Dec 27, 2007
22696 posts
15173 upvotes
Kitchener
Mod Edit: Please keep this thread on topic as a resource thread.
For discussion use: canada-recovery-benefit-crb-2407766/

Thanks!
Newbie
Apr 4, 2018
66 posts
28 upvotes
CRB applications begin Monday, October 12, 2020 as per CRA Website
Deal Fanatic
User avatar
Nov 2, 2013
5645 posts
1505 upvotes
Edmonton, AB
unodos wrote: CRB is not for those who are otherwise eligible for EI

CRB is for self employed,gig workers,Uber drivers, etc who do not contribute to EI
It is also for former employees who couldn't get EI (though not likely, since they lowered the required hours to 120; more if you had prior offences under EI).
Accountant (Public Practice)
  • Oilfield & Industrial Services, Environmental Services
  • Road Construction
  • Transportation & Logistics
  • Tax & Financial Analysis
  • In the Western Canadian Oilfield since 2013
Deal Addict
Jan 1, 2017
1826 posts
1871 upvotes
jackrabbit000 wrote: Can a person who was laid off and received a severance package but was not eligible for EI apply for CRB?
Not until the severance package runs out.
Deal Fanatic
Aug 9, 2009
6056 posts
1584 upvotes
If working hours were reduced due to covid. meaning still with the same employer, would said scenario be eligible for EI? or would this be a case of not eligible for EI and eligible for CRB?

I thought for requirements to get EI you have to be fully laid off (given an ROE)?

Is my understanding correct?
Sr. Member
User avatar
Nov 23, 2014
539 posts
472 upvotes
Toronto, ON
azncapcom wrote: If working hours were reduced due to covid. meaning still with the same employer, would said scenario be eligible for EI? or would this be a case of not eligible for EI and eligible for CRB?

I thought for requirements to get EI you have to be fully laid off (given an ROE)?

Is my understanding correct?
I don't think you are eligible for EI ,if working hours are reduced
You are not eligible for CRB if you have a Job
Deal Fanatic
Aug 9, 2009
6056 posts
1584 upvotes
unodos wrote: I don't think you are eligible for EI ,if working hours are reduced
You are not eligible for CRB if you have a Job
I am pretty sure it says if your income is 50% or less of last year you are eligible for CRB.

I want to confirm if EI eligibility is available for people who hot reduced hours or is EI only if you completely lose the job.
Sr. Member
User avatar
Nov 23, 2014
539 posts
472 upvotes
Toronto, ON
azncapcom wrote: I am pretty sure it says if your income is 50% or less of last year you are eligible for CRB.

I want to confirm if EI eligibility is available for people who hot reduced hours or is EI only if you completely lose the job.

I think you are right and you are can apply for CRB if your income is reduced by more than half in last 12 months or last year

Image

https://www.canada.ca/en/revenue-agency ... apply.html
Member
Sep 1, 2015
292 posts
108 upvotes
So if EI benefits run out, you can apply for CRB?
Banned
Oct 28, 2015
2166 posts
1225 upvotes
Vaughan, ON
I had exhausted the CERB thus I tried to apply online, but it says further validation is required...... and I have to make a call
Member
Sep 23, 2020
447 posts
114 upvotes
Hi,
Can someone confirm if I am qualified for CRB or not?
I feel that I am qualified and someone else have also suggested the same in another thread.
According to the checklist criteria, my concerns resolve around two criterias:
1. "You have not quit work, or stopped working voluntarily, since September 27, 2020, unless reasonable to do so."
I quit my job in Toronto in July, and moved back to Vancouver to live with my parents because I couldn't afford rent anymore in Toronto.
It is true that I have not quit work, or stopped working voluntarily, since September 27, 2020
So do I pass this criteria?
2. "You were not eligible to apply for Employment Insurance (EI)."
I quit my job in July voluntarily and therefore, I am not eligible to apply for EI. However, if I were fired, then I would be eligible for EI because I was working from Oct 2019, to Jul 2020.
Does that make a difference?
Or is the whole CRB just like CERB?
If you quit your last job voluntarily, then COVID-19 has done nothing to cause you to be jobless or have reduced income?
I am currently seeking work, so I am earning less than 50% of my last 12 month's average weekly income.
Thanks much!
Images
  • Screen Shot 2020-10-12 at 8.37.50 PM.png
Deal Addict
Jan 1, 2017
1826 posts
1871 upvotes
jackrabbit000 wrote: I can’t find anything on the CRB eligibility that mentions anything about receiving a severance package.
Severance package is income so you are still getting paid it’s in lieu of notice.
Deal Addict
User avatar
Aug 2, 2003
4606 posts
4026 upvotes
B.C.
When I applied for the CRB on Monday, at the end on the confirmation screen it said something to the effect of "If you apply again in the next period, we might ask you a few additional questions." Does anyone know about these questions? If I apply again, I want to be prepared if possible.
If I had more time, I would have written a shorter post

Top